Does not affect. Credit card swiping on the same day will not affect credit. In the process of using the credit card, if the repayment is overdue, it will affect personal credit, because the record of overdue repayment will be collected by the meeting, and even if the record is settled, it will be kept for 5 years, while the record of normal credit card consumption is not collected, so you can rest assured that you can spend it by credit card.