Contact the issuing bank in time. The customer service telephone number of ABC's credit card is 400-669-5599. Find out why the bank card can't be used.
1. What should I do if the Agricultural Bank of China feedback that this card is not available?
Bank cards are often unavailable, such as: loss reporting of bank cards; If the bank card is not used for a long time, the counter business will be suspended; The bank card has reported the loss for many times in a row, and the bank thinks it is suspected of malicious loss reporting; If there is an abnormal transaction in the bank card, the bank will freeze.
After the bank card can't be used, users can call the customer service phone of the bank to find out why it can't be used. If the customer service of the bank can't be solved, users need to bring their savings cards and bank cards to the bank counter.
2. What are the reasons why bank cards can't be used?
1. If the bank card is frozen and the cardholder enters the wrong withdrawal password three times in a row, the bank card will be frozen and I need to go to the bank to apply for unfreezing.
2. If the bank turns into a sleep account and does not conduct any transactions within a certain period of time, it will be regarded as a sleep account by the bank and needs to be activated by the bank.
The bank card has been degaussed. In this case, the card can't be swiped and the money can't be taken out. You need to go to the bank to renew your magnetism or change your card.
4. The bank card has expired, and the validity period of the bank card will be displayed on the card surface. You can't use it after it expires. You need to get a new card.
5. The bank card has been reported lost, and it needs to be cancelled at the bank counter. If it is a permanent loss report, you can only apply for a new card.
Three, China Agricultural Bank credit card processing.
Jinsui Credit Card of Agricultural Bank of China is a RMB credit payment tool issued by Agricultural Bank of China. It has the functions of cash deposit and withdrawal, transfer settlement and consumption, and can enjoy certain overdraft facilities according to the regulations of the issuing bank. Jinsui credit card is divided into gold card and ordinary card according to different credit grades, and unit card and personal card according to different card issuers.
Card conditions:
1. Company Card: Any company (government department, legal person organization or other organization) that opens a basic deposit account in a financial institution in People's Republic of China (PRC) can apply for a company card from the issuing bank with the account opening permit and related materials issued by the People's Bank of China.
2. Personal Card: Individuals who have reached the age of 18, have full capacity for civil conduct and good credit status can apply to the issuing bank for a personal card master card with their valid identity documents and related materials. Personal card holders can also apply for supplementary cards for individuals who have reached the age of 14.
What is the reason for the bank's feedback that this card is unavailable?
The reason for this is the following：
① Bank cards are frozen for various reasons, such as purchasing wealth management. Before the establishment of financial management, the corresponding amount in the bank card will be frozen.
② If the bank card is damaged, such as the magnetic stripe is invalid, a new card needs to be replaced.
(3) The bank card is converted into a sleep account by the bank. When the bank card meets the requirements of the bank and there is no transaction within a certain period of time, it may be turned into a dormant account, and I need to bring my ID card to the counter to reactivate it.
4 bank card expired. When the validity period specified in the bank card is exceeded (debit card or credit card, the validity period of the credit card is 5 years), the bank card will no longer be used and a new bank card needs to be replaced.
⑤ In case other banks can't use it, you can call the bank's manual customer service phone for details.
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1. What if the status of the bank card feedback card is abnormal?
(1) Contact the bank personnel in time and get back the bank card in time; If you need to bring your ID card and proof materials to your bank, your bank card will be swallowed, and tell the bank staff when it will be swallowed. Then wait for the staff to review and certify. If the situation is true, you can get your bank card back.
② In the process of using the bank card, if you find that the personal bank card is in an abnormal state and the transaction is impermanent, you can contact the bank customer service at the first time, find out the abnormal reason and ask for a solution, and go to the nearest bank outlet for treatment in time.
2. What if the bank card password is entered incorrectly for 3 times and locked?
The bank card password was entered incorrectly for 3 times, so you need to go to the bank counter to unlock it. The cardholder holds a valid personal ID card and bank card, and unlocks the bank card at any business outlet of the bank card issuing bank during working hours. After the identity is confirmed by comparison, the staff will ask for a form to confirm the password reset. After entering the new bank card password twice, the bank card was successfully unlocked.
The bank card has been frozen by the Public Security Bureau. How long will it take to recover
(1) If the suspect has been cleared, it is usually three days. If the frozen deposits and other property are found to be irrelevant to the case, the financial institution shall be notified to lift the freeze within three days, and the property owner shall be notified;
(2) related to the case, the general freezing period is six months, which can be extended once for three to six months each time according to the actual situation; 3 If you are suspected of breaking the law, you can permanently freeze the bank card, which cannot be restored;
④ If it is frozen for no reason, users are advised to apply to the Public Security Bureau for unfreezing the credit card.
4. Is the bank card a savings card?
Not necessarily. Bank cards include savings cards and credit cards. Savings card (debit card) is a card that can access cash, transfer and remittance, credit card consumption, collection and payment, asset management and other functions. Without a credit line, you need your own funds for withdrawal, transfer and consumption, and there is no card requirement.
Bank feedback: How to solve the problem that this card is unavailable?
This situation is basically an abnormal situation of bank cards or personal credit. Call the bank customer service phone directly to find out the specific reasons, or go to the bank counter to find the staff to inquire.
The bank refused to pay because the bank card had the following questions, and asked the bank customer service:
1, bank card limit.
2. The bank card may be subject to risk control because it has not been used for a long time, so I need to take my ID card and card to the counter for risk control.
3. Credit cards with bad records. In the case of overdraft card, the overdraft time is long, even if the money has been paid off, this may happen.
4. The silver card has expired or reported the loss.
5. The trading system determines that there are risks.
Different bank cards are reflected by the corresponding bank that the card cannot be used for different reasons, generally it has not been used for a long time or has been transferred to sleep card by the bank.
Industrial and Commercial Bank of China: after opening a savings card, if it is not used in the first 6 months, the card will be specially managed; If you want to use it after 6 months, you can open it at the outlet free of charge with your ID card;
Agricultural Bank: When your account balance is zero, including the balance of the main account and sub-account, and the card has not been traded for more than 18 months (inclusive), it will be converted into a sleep account, but the card will not be cancelled; When you are ready to use, activate this sleep card and you can use it normally;
Bank of Communications: For the savings card, if it is useless for two years, the card may be converted to sleep card, and it is usually activated at the outlet. At present, activation is free.
Bank of China: There are two situations that will reflect that the bank card cannot be used. The bank card has been away from the last trading day for two years, the accumulated interest has been zero for one year, the balance is zero, it has no connection with other accounts, and peripheral businesses such as online banking and SMS reminder have not been opened, so the account status should be normal; Three years after the last trading day, the current balance is zero and the accumulated interest is zero. There is no connection with other accounts, and peripheral businesses such as online banking and SMS reminder have not been opened. The account status is normal.
Construction Bank: The savings card has not been used for more than 3 years, and the balance of RMB current savings is below 100 yuan, which may become a sleep account, affecting further use. You must activate it if you want to use it. If you cancel your account, you must receive a notice from the head office before you can cancel it.
China Merchants Bank: In view of the fact that there is no credit card or ordinary card, which is generally more than two years, no balance, no transaction, no special securities, withholding and other functions, it can be automatically cancelled; If it is a cancelled card, you can cancel it at the nearest counter with your card and ID card.
In short, the solution to this situation: when the bank card status is abnormal, you should call the customer service hotline of the bank issuing bank in time, describe the abnormal phenomenon to the manual customer service staff, and consult the reasons and solutions of the abnormal phenomenon.
If the normal state of the bank card cannot be restored by telephone, the cardholder should bring his valid ID card and bank card to the bank outlet as soon as possible, and solve the abnormal phenomenon under the guidance of the counter staff.
The industrial bank credit card App has been tied. Why is there no card available?
The card may have expired.
If the card display is unavailable, you can call the bank customer service to check the status of the card.
The name of industrial bank credit card APP is good.
The functions covered by Haoxingdong APP are still relatively complete, which can handle:
1. Basic credit card business: account information inquiry, credit card billing service, installment business, etc. Can be handled;
2. Credit card discount: inquire, participate and obtain various credit card discount information and activities;
3. Credit card points: check credit card points, and integral mall redeems gifts.
A description of the unavailability of credit cards is enough.