The validity period of Bank of China credit card points is 2 years. Under normal circumstances, the expired points will be cleared on June 30 of each year. It is worth noting that the points of the National Fitness Card are valid for 5 years.

In addition, Bank of China credit card points can be redeemed for gifts when they reach 1,000 points. It is recommended that the accumulated points be used as soon as possible to avoid the points expiration and being cleared.

BANK OF CHINA was formally established on February 5, 1912. The head office is located at No. 1, Fuxingmennei Street, Beijing. It is a large state-owned bank. Bank of China is the note-issuing bank in Hong Kong and Macau. Its business scope covers commercial banking, investment banking, funds, insurance, aviation leasing, etc.

Corporate financial business

It is the main source of profits for China's banking business. It provides customers with personalized and innovative financial services based on the bank's core credit products.

In 2007, corporate finance continued to focus on improving the customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, establishing a corporate finance segment and strengthening line management.

Personal financial business

Mainly targeting the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.

Deposit business

The Bank of China actively responds to the impact of the rapid development of the capital market on the RMB corporate deposit business and vigorously develops the RMB corporate deposit business.

Loan business

Bank of China continues to strengthen loan structure adjustment, increase investment in key supporting industries, and achieve optimal allocation of credit resources.

Financial Institutions Business

Bank of China focuses on comprehensive cooperation with financial institutions and provides customers with better services through mutual customer recommendation, resource sharing and joint development of new products. Comprehensive service.

Bank of China also clears US dollars, euros and yen through its New York, Frankfurt and Tokyo branches. The above branches and the Singapore branch are both local primary clearing banks.

International settlement and trade financing business

It is the advantageous business of Bank of China. Bank of China strengthens the linkage between domestic and overseas institutions to achieve rapid development of international settlement and trade financing business.

Other corporate financial services

Bank of China provides payment and settlement services, mainly including bank drafts, cashier's checks, checks, exchanges, bank acceptance bills, entrusted collections, collection commitments, Centralized payment, check deposit and bill custody, etc.

Treasury business

Including domestic and foreign currency hedging, fund management, debt hedging, domestic and overseas financing and other fund operation and management services.

Financial institution business

Bank of China provides comprehensive services such as fund clearing, inter-bank lending and custody to other banks, securities companies and insurance companies around the world.