The amount of "gold card" will be slightly higher than that of Puka. The average applicant already holds Puka and has a good record of using it. The bank will wholesale gold cards as appropriate. At present, the loan amount of domestic gold cards is generally between 10000-50000 yuan.
Platinum card, also known as diamond card, is the highest-level credit card issued by domestic banks at present (except Citigroup Unlimited Card), and the card batch amount is generally between10-100000.
Unlimited card is a special product provided by the bank for high-end users, which can enjoy the supreme service and rights of the bank. And its quota is the same as the name, generally more than one million or even no upper limit.
Annual fee difference:
Ordinary cards and gold cards can enjoy the annual fee-free policy, such as the annual fee-free in the following year after swiping the card for 6 times and the annual fee-free in the following year after swiping the card for over 2000 yuan. Even if you have to pay a fee, you usually have to pay 100-300 yuan, which is not too high.
The annual fee of platinum card is generally around 600- 1000 yuan, and it cannot be exempted from the annual fee because the rights and services provided are superior to ordinary cards and gold cards.
The cost of unlimited cards is not affordable for ordinary people. For example, Citibank's unlimited card is extremely dark, and the annual fee is as high as 20,000 years, which is inevitable.