I believe that most people want to postpone the repayment, but what I want to tell you today is just the opposite. Not telling you how to delay the repayment period, but sharing the benefits of repayment. Of course, this does not apply to all people who use cards. The key is to look at personal needs. What are the benefits of repayment before the billing date?

What are the advantages of prepayment by credit card?

First, avoid excessive debt ratio.

Too many credit cards, resulting in the repayment date can not be paid off at all. Failure to pay back the money on time will only lead to more and more debts.

Second, add points for credit loans.

If you prepare a credit loan, you need to repay the loan first and then pay the bill. For banks, it proves that you have enough repayment ability, and at the same time, it also establishes a good personal credit image. On this basis, applying for a credit loan from a bank is bound to give you extra points.

Third, improve the success rate of credit card applications.

Why does the bank open a card for you? The two most critical factors are nothing more than good personal credit and strong repayment ability, and how to prove personal credit and repayment ability depends on your repayment record. If you basically pay off the money you deserve before paying the bill, then when you apply to the bank, it is basically 100%.

Fourth, give existing help to credit cards.

What credit card payment methods can be mentioned? Again, if you want to increase your credit card, let the bank see your strength and don't wait until the last day to repay it. The bill for the last day is ok.