One possibility is that the credit card you applied for is a set of cards, that is, a UnionPay card + a foreign currency card. The UnionPay card is suitable for use domestically, and the foreign currency card is suitable for use abroad. If the foreign currency card is of little use, you can choose to activate only the UnionPay card.

Another possibility is one main card + one supplementary card. The main card is used by the applicant himself, and the supplementary card is used by the immediate family members of the main cardholder. If you accidentally check the supplementary card option when applying for a credit card, you may have two cards, the primary card and the supplementary card, when you get the card. The supplementary card also has a limit. The supplementary card limit can be freely specified, but it cannot exceed the main card limit.

UnionPay cards refer to bank cards that comply with unified business specifications and technical standards and have the word "UnionPay" printed on them at designated locations. Card numbers usually start with "62". According to the relevant person in charge of the People's Bank of China, bank cards with the "UnionPay" logo must comply with the unified business specifications and technical standards stipulated by the People's Bank of China and be approved by the People's Bank of China.

The purpose of launching the "UnionPay" logo is to:

Provide a way for various automated teller machines (ATMs) and point-of-sale terminals (POS) to accept bank cards issued by commercial banks. Unified identification mark so that bank cards issued by different banks can be used universally on ATMs and point-of-sale terminals with the "UnionPay" logo, providing consumers with convenient, fast and safe financial services.

The characteristics of UnionPay cards are:

First, there is a red, blue and green "UnionPay" logo printed on the lower right side of the front of the card.

The second is that there is a holographic laser pattern above the "UnionPay" logo on the credit card.

Third, the signature strip on the back of the credit card has the words "UnionPay" printed in color, and the writing cannot be erased.

For cash withdrawals abroad with UnionPay RMB cards in China, in addition to the daily limit of the equivalent of RMB 10,000 per card, an annual limit is added.

For credit cards, due to credit limit and other reasons, the card-issuing bank may set a separate limit. Please consult the card-issuing bank for details. Various overseas countries and regions also have different limits on the amount of a single ATM withdrawal. Please refer to the instructions of the local machine for details.

Generally, most credit card operators are institutions in countries with freely convertible currencies, so in such countries, there is no difference between foreign currency cards and local currency cards; in most developing countries, many The national currency is not freely convertible. Therefore, even if a credit card using this currency as the settlement currency joins an international credit card organization, it can only issue regional cards and cannot be used internationally. To this end, card issuers must use a freely convertible currency, that is, an internationally accepted currency, as the settlement currency for their international cards, so as to achieve the purpose of issuing internationally accepted credit cards. This is the so-called foreign currency card.