citic credit card online application requires a face-to-face interview. Because when applying for a credit card online, the bank can't confirm the specific identity information of the applicant, so after receiving the credit card, the applicant needs to go to the business office outlets with his ID card and credit card for face-to-face signing, and the general staff will ask the applicant questions. The scope of the questions is mainly the application materials submitted before, and the applicant only needs to answer truthfully.