If you can't pay off the $110,000 you owe on your credit card, here are some suggestions and possible solutions:

1. Contact your credit card issuer: The first step is to contact Contact the credit card issuer, explain your dilemma and explain the situation in as much detail as possible. Some institutions may provide some relief measures, such as payment deferrals, partial reduction of arrears, etc. This usually depends on your credit history and relationship with the institution.

2. Installment payment plan: You can try to negotiate an installment payment plan with your credit card issuer. This may make the monthly payments more affordable and give you longer to pay off the balance you owe.

3. Seek help from a financial counselor: It may be helpful to seek the advice of a professional financial counselor. They can help you assess your current financial situation and provide some advice and solutions to help you out.

4. Debt restructuring: If you really can’t solve the debt problem, you can consider debt restructuring. Debt restructuring is the process of renegotiating debt terms with creditors to reduce payments or extend repayment terms. This can help you reorganize your finances and ease the financial burden.

It is important to remember to take action as soon as possible and communicate with your credit card issuer to explain your dilemma and ask for help. Never ignore a debt issue, as procrastination will only increase your financial stress and possible consequences.