1. Personal credit line has reached the standard. Everyone will have their own credit limit in the credit information center. Once this quota is reached, it is impossible to continue to increase the quota.

2. Personal qualifications are not up to standard. This kind of users can't meet the bank's standards because of their own qualifications such as work, credit information and property, and naturally they can't increase the credit card limit.

The card has been used for some time, but the limit has not increased. Then there may be something wrong with their consumption habits. Many banks will have their own consumption preferences. For example, Bank of China likes to spend a lot in nightclubs and spas, while Bank of Communications likes users to spend a little, and the bills are not in installments.

If you have used your credit card for a period of time and haven't raised the amount, you can go to the WeChat homepage to search: Card Quick Check, and inquire about the consumption habits in the past six months. A comprehensive graphic data report can help you avoid the pit of swiping your card more effectively. According to the credit card suggestions in the report, you can improve your consumption habits, increase the credit limit as soon as possible, and reduce the probability of card reduction.