This situation is generally due to problems in the business that users consume, or because users spend too much at one time and are detected by banks, and risk control will be carried out. The user can try to change to another merchant for consumption. It is also possible that the bad transaction of the user's bank card is detected by the bank, and the bank will also block and restrict the user's bank card. For example, users are suspected of cashing out or other bad transactions.

Can I apply for a credit card online?

Of course. Users can apply online through official WeChat account, official website and other channels. The online application and the offline application are the same. Users need to prepare relevant information and submit it to the bank for review. The credit card center of the bank will give instructions after reviewing the user's information, and the card can be issued to the user after the approval.