Current location - Trademark Inquiry Complete Network - Overdue credit card - Is a car mortgage a good deal?
Is a car mortgage a good deal?

A good deal.

Suppose you buy a car with an invoice value of 100,000, then the naked price of the car should be 100,000 * 1.17 = 117,000.

Including purchase tax and other messy things, it is 25,000, and you need the full payment of 11.7+2.5=142,000.

If you take out a mortgage, you can borrow up to 70% of the invoice value of the car. That is 70,000.

For three years, it should be about 10%, and the interest required per year is 7,000. You only need to pay 142,000-7=72,000.

The national market price of pork strips in 2009 was 6 yuan/jin, and now it is almost 7.5 yuan/jin.

You can simply determine that the actual purchasing power of money has dropped by about 25%

If you continue to think in reverse, if you buy a car with a loan of 70,000, it is equivalent to taking 70,000 from the bank and paying 7,000. Cost,

According to the rising rate of pork, 70,000 * 25% = 17,500.

After a rough calculation, if you buy a car with a loan, the money you will save is 17,500-0.7=10,500

Please adopt it, thank you.