Hello, you can withdraw the excess amount from your credit card, but there will be a withdrawal fee. The domestic cash withdrawal fee is 2.5% of the cash withdrawal amount, and the minimum fee is 25 yuan RMB per transaction. Xiao An suggests that you can use a credit card, and the amount you spend will be deducted from your deposit first.

You can also call the service hotline 955 1 1-2, input relevant information according to the voice prompt, and then manually apply for remittance to the account under the name of the main cardholder. Pay a handling fee for the overpaid funds at the time of repayment, which is 5 ‰ of the transferred amount; The lowest RMB is 5 yuan or US$ 65,438 +0, and the highest RMB is 50 yuan or US$ 7.

If you encounter any questions about credit cards next time, you can also ask Xiao An on WeChat. Please click on the official WeChat website of Ping An Bank Credit Card to experience a different "Ping An Micro Life". Ann looks forward to your question.