If the annual fee has been deducted from the credit card, you can call the customer service hotline of the issuing bank to ask for a new fee. At this time, the user will get a renewal period, after which the user can refund the bill first, and then the bank will return the annual fee to the credit card account; Or after the makeup is finished, the customer service directly cancels the bill, so that the annual fee of the user is free.

Extended data:

Precautions for using credit cards:

Repayment in full and on time is interest-free, and the minimum repayment on time is charged at five ten thousandths of the daily interest, starting from the date of consumption accounting.

Overdue repayment, in addition to the above interest, there are late fees, know the two important dates of credit cards.

If you don't know the monthly billing date (also called reconciliation date) and the final repayment date, you can call customer service. The number of the credit card center is on the back of the card.

Banks are required to send statements on time every month. If it is not convenient to receive paper letters, please ask the bank to send an email to find out the minimum handling fee for each credit card withdrawal.