How to waive the annual fee of Bank of Communications Jingdong Platinum Card
1.
Bank of Communications Platinum Card Debit Card: For private bank card customers, Ward Financial Name The basic annual fee of the Platinum Card is waived for the first platinum card principal card within its validity period. Private banking customers who renew their card and meet the standard will continue to be exempted from the basic annual fee during the validity period; private bank customers whose renewal card does not meet the standard will be charged half the basic annual fee. The second platinum card main card charges a basic annual fee based on the standard of 1,000 yuan.
2.
Bank of Communications Platinum Credit Card: Except for Dual Currency Platinum Card, RMB Platinum Card and Global Credit Card, other Platinum Card credit cards are free of annual fees in the first year. Swipe the card 6 times per year to waive the annual fee for the next year.
How to waive the annual fee for the Bank of Communications Platinum Card?
The annual fee can be waived if you meet the requirements for the Bank of Communications Platinum Card to waive the annual fee. The regulations are:
1. The Global Platinum Credit Card is free of annual fees during its validity period.
2. Dual Currency Platinum Credit Card and RMB Platinum Card: Ward Financial Management customers are exempted from the annual fee in the first year; private banking customers who meet the card renewal criteria are exempted from the basic annual fee.
3. Except for Dual Currency Platinum Credit Card, RMB Platinum Card, and Global Credit Card, other Platinum Cards of Bank of Communications are exempt from annual fees in the first year, and will be exempted from annual fees in the following year after 6 purchases.
1. Platinum card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks** *The bank card also launched starts with 62 and has the UnionPay logo on the card surface. UnionPay cards only have the UnionPay logo on the card surface and no other card brand logos. They are also often called single-logo UnionPay cards.
UnionPay cards are subdivided into four categories: ordinary cards, gold cards, platinum cards and diamond cards based on card levels and service rights.
Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on the card face. In terms of appearance characteristics, the card issuer identification area on the front of the card is printed with the "Platinum Card" product name in English or English and local common text, or the "Platinum" Platinum Card product identification pattern uniformly designed by UnionPay is used on the card surface (UnionPay The Premium Platinum Credit Card uses the PriorityPlatinum pattern). The base color of the card is usually metallic white gold.
2. Credit card annual fee rules
Credit card annual fee rules refer to some corresponding regulations for the annual payment of credit cards. Banks are not allowed to charge annual fees before the credit card is activated by the cardholder. However, Faced with the various annual fee rules for credit cards issued by different banks, most people have little understanding of them. The annual fee for credit cards is mostly around one hundred yuan. Some banks stipulate that the annual fee can be waived if you swipe the card three times a year.
As for the rules for waiving the annual fee for the next year, some banks stipulate that as long as the card is swiped more than three times, it will be free of charge. Annual fee. Most banks, such as ICBC, Agricultural Bank of China, Bank of China, Bank of Communications, China Merchants Bank, etc., adopt the policy of waiving annual fees for 5-6 times.
Banks generally stipulate that annual fees will be waived only if the card is swiped a certain number of times, but there is no limit on the amount. However, there are some banks that impose restrictions on the amount of consumption. For example, Shanghai Pudong Development Bank stipulates that the annual fee for the next year can be waived only if the consumption reaches 2,000 yuan or more.
BoCom JD Platinum Credit Card is free of annual fees for life
BoCom JD Platinum Credit Card is waived of annual fees for life. This means that the first platinum card under the name of a Bank of Communications customer will be waived during the validity period of the principal card. The basic annual fee for the Platinum Card will continue to be waived for private banking customers who meet the standard for card renewal during the validity period. For private banking customers who do not meet the standard for card renewal, the basic annual fee will be reduced by half, that is, 500 yuan/year.
How to waive the annual fee for the Bai Qilin Traffic Card?
The annual fee for the Bank of Communications Bai Qilin Platinum Card is 1,000 yuan per year. You can apply for three supplementary cards, and the annual fee is waived directly.
If you want to reduce the annual fee of the main card, you can use the following methods:
1) Make 6 purchases within 45 days after opening the card, and the annual fee for the first year will be waived;
2) If you are invited to apply for a card, you can download the Pay Bar APP after three purchases, enter the points management to receive the 250,000 bonus points, and then directly choose to use the points to offset the annual fee, and the operation is completed. The annual fee is waived for the first year.
In addition, the annual annual fee can be redeemed with 250,000 points in the future.
The annual fee for the Bank of Communications Platinum Card will be charged on the first billing day after the account is activated. If you apply for the Bank of Communications Baiqilin Card, the annual fee will have been deducted before you meet the annual fee exemption standard. Don’t worry, the bank will refund the fee in the form of card credit after your consumption reaches the target. The specific return time is subject to the bank's credit time. If you have any questions, you can call the Bank of Communications customer service hotline 400-800-9888, or call the Bank of Communications platinum secretary hotline 400-866-6888.
Bank of Communications White Kirin Platinum Card Rights in 2018
What is the maximum limit of Bank of Communications White Kirin? Ward financial management is very important
Through the above introduction, everyone should know how to waive the annual fee for the first year with Bank of Communications Baiqilin. If you want to waive annual fees for life, you must grasp Bank of Communications Baiqilin. The points discount is "3 times the points for consumption in the US dollar account, double the points for the RMB consumption in the month of birthday, and 5 times the points on the birthday." In this way, it will be much easier to redeem 250,000 points for the annual fee. If you want to apply for a credit card with no annual fee for life, you must take advantage of the Bank of Communications Baiqilin points offer "3 times the points for spending in a U.S. dollar account. The Bank of Communications Baiqilin is actually the Bank of Communications' standard platinum card, with two versions: UnionPay MasterCard and UnionPay Visa. Platinum Credit Card The level limit starts at 30,000 yuan, and the maximum limit can reach hundreds of thousands or millions; the application requirements are preferably old customers of the Bank of Communications, and are special customers, Ward Financial Management or private banking VIP customers; the annual fee for the main card is 1,000 yuan /year, the annual fee of the additional card is unconditionally waived, and the annual fee of the main card can be deducted by swiping the card or earning points; in terms of points, 1 point will be earned for every yuan spent, and the points can be used to deduct the annual fee, redeem products, redeem airline miles, etc.
This is the end of the introduction on how to waive the annual fee for the Bank of Communications Platinum Credit Card and whether the annual fee can be waived by swiping the Bank of Communications Platinum Credit Card. I wonder if you found the information you need?