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I want to buy a 3300 mobile phone in installments with Fuka Credit Card of China Everbright Bank 12. How to calculate the installment fee? How much do I have to pay back each issue?
Hello, Fuka has two sizes. If you don't do business by stages, there are two situations. After the big card is consumed, wait until the bill is issued and call the customer service for installment. The rate is 6%, and the first payment is one-time. The installment amount extends the repayment period by one month, that is, the 3300 you consume does not need to be repaid on the current repayment date, and the repayment amount on the next repayment date is 473 yuan, including two months of 275 principal and 198 handling fee. 275 a month for the remaining eleven months.

Small card consumption is automatically divided into 12 installments, and the repayment period will not be extended by one month. The monthly repayment amount is 29 1.5 yuan, including the handling fee of 16.5 and the principal of 275.

Note: 12 installment rate is 6%. Call customer service to handle the installment and receive it at one time 198. If you use a small card to divide it yourself, you will receive 12. In case of prepayment, in the first case, it will be collected according to 12 months. In the second case, if it is paid off after 5 months, only 16.5*5=82.5 will be collected.