Yes, the bank will ask for a one-time payment if the credit card is frozen, because all the cards are frozen after a certain risk situation, and they can no longer be used after the credit card is frozen. For the sake of the safety of bank funds, the bank will ask the cardholder to return the arrears in one time.

Impact of overdue credit card repayment:

1. If there is a bad credit record, the general credit limit will be reduced by the bank;

2. Bad credit records will be collected into our personal credit information;

3. When you go to the bank to apply for a credit card or personal loan, you may not be able to pass the trial;

4. The credit rating of personal credit in the bank will be affected;

5. The purchase of train tickets, plane tickets and visas for going abroad will be restricted. Extended information

Solution for freezing credit card:

1. Overdue repayment is frozen

If the cardholder fails to pay off the credit card, he should pay off the money in time, call the bank customer service and tell the truth, and generally unfreeze the credit card. If it is overdue for many times, the bank will first ask the cardholder to pay off all the arrears including interest. If the circumstances are serious, the bank may also cancel the card.

2. It is troublesome to be suspected of cashing out and being frozen.

If the bank recognizes the cardholder's cashing out, the card cannot be unsealed generally. However, if there is evidence to prove that it is not self-cashing, but there is a problem with the POS machine of the merchant, the credit card center may also unseal it. At this time, the bank may ask the cardholder to provide a small ticket or recall the credit card.

Therefore, it is best for cardholders to keep a good record of each "consumption". If they have a receipt, they should keep a receipt (or invoice) for the bank to check, and the bank will unfreeze it if it is confirmed that it is not cashed out.

3. The stolen credit card is frozen

If the card is stolen, you must contact the bank at the first time to apply for freezing. After that, the issuing bank will help cancel the customer's card and issue a new card for the customer, and at the same time check whether the funds have been liquidated from the issuing bank. If not, it will be intercepted.

Baidu encyclopedia-credit card