No, all you need to do is call the bank and ask him to cancel it, provided that all the money in your bank has been paid back and there is no debt! But the average bank will tell you a lot of reasons not to cancel. You told me for half an hour when you canceled last night, and I was very angry. I said that I don't have that much nonsense to cancel it directly, and I will cancel him after scolding him! There will be no charge for cancellation, hehe. If so, it's your phone bill, hehe.
Please consult "Chengdu Yanshan Xintou Financing Center" for the loan.