Occupy the credit card limit by stages. If the quota is used up, there is no quota for consumption after the installment, but you can apply for an increase in the temporary quota before consumption.

I. Cash withdrawal by credit card:

1. Credit card overdraft withdrawal:

A handling fee: it depends on the regulations of each bank. For example, CCB credit cards charge 0.5% of the cash withdrawal amount, ranging from the lowest 2 yuan to the highest 100 yuan. The credit card of China Merchants Bank is charged at 1% of the cash withdrawal amount, with a minimum of 10 yuan per transaction;

B interest: calculated at the daily interest rate of five ten thousandths.

2. Cash withdrawal from credit card overpayment: Some banks need to charge fees, while others don't. For example, the handling fee of China Merchants Bank is 0.5% of the withdrawal amount, and the minimum fee is 5 yuan RMB or US$ 65,438 +0.

Second, the credit card in the POS card consumption:

1. Repay in full and on time without interest;

2. Pay the minimum repayment amount on time, with a daily interest rate of 0.5 ‰;

3. If the repayment is overdue, besides the above interest, there will be a late payment fee.