Credit card fraud occurs all over the world, so banking systems have been upgraded to protect the rights of cardholders.

In the United States, overseas credit card payments are often password-free, which means that once the credit card is copied, criminals holding the copied credit card can use it endlessly. However, at present, bank credit card departments will conduct a card swiping verification, that is, before swiping a card overseas, outbound travel will be activated on the bank App, and then when making a purchase, the bank will also call to ask if the purchase is made in person. Therefore, due to the bank's control, the losses from stolen credit cards are basically controlled within a relatively small range.

Americans generally use credit cards and cash for payment. Mobile payment has not yet become widely popular in the United States, so the current usage rate of credit cards is very high, and the usage habits have also been standardized a lot. For example, at McDonald's, Starbucks or other shopping malls, you hold your own credit card to swipe the card. Many restaurants also use handheld POS machines to operate credit cards without leaving the customer's sight, but it is difficult to escape those magnetic stripe readers that copy credit cards.

So everyone must pay attention to card security when using credit cards abroad.