The specific repayment amount, installment fee rate and installment fee collection method of CCB's car purchase will depend on the model you purchase. Of course, the amount of installment fee will also be clearly listed in the purchase order after swiping the card. Pay attention to this.

Generally speaking, the handling fee of 12 is about 4% of the loan amount, 24% is about 8%, and 36% is about 12%.

For example, suppose you buy a car with a 36-phase installment fee rate of 12% and a total installment amount of 250,000.

Installment principal = 250,000/36 = 6,944.44 yuan.

One-time installment fee = 250,000 *12% = 30,000 yuan (monthly rental fee = 30,000/36 = 833.33 yuan/month).

The installment repayment amount 1 = installment principal+one-time installment fee =6944.44+30000=36944.44 yuan.

From the 2nd installment to the 36th installment, the amount payable in each installment = installment principal = 6944.44 yuan.

(If the handling fee is charged monthly, the monthly installment repayment amount = installment principal+monthly handling fee =6944.44+833.33=7777.77 yuan)

The amount of each period and other credit card transactions are settled in the same bill, and the installment part is recorded on the bill date. According to the "all payable amount of this bill" shown in the bill, it can be repaid before the due repayment date.