What are the accident insurances of Ping An Credit Card Gold Card?
Different types of cards have different rights and interests. The following cards have incidental accident insurance:
1. Standard card/Ping An Fuka
Protection items: all-round traffic accident protection
1. The accidental injury insurance amount of the gold card plane is 5, yuan/3, yuan for the ordinary card (you need to pay the full amount of the air ticket payable or more than 8% of the tour fare for yourself by swiping the card)
(whether you pay by swiping the card or paying for tickets online)
2. 1, Puka
3) The accidental injury of Jinka automobile is 5, yuan/Puka shares
4) The medical insurance amount of Jinka traffic accident is 5, yuan/Puka shares
5) The hospitalization allowance of Jinka traffic accident is 3 yuan/day. Maximum payment is 18 days/common card sharing
6) Gold card advances hospitalization medical expenses for traffic accidents/common card sharing
(Note: public traffic accident insurance is limited to cardholders taking commercial operation tools as passengers) 2. Insurance gold card
protection items
general accident protection
1) general accident death or disability protection: the maximum coverage is 5,. Pay up to 3 days for each hospitalization; No more than 18 days/year
3) General accidental medical treatment: the maximum insured amount is 5, yuan; 3 yuan was exempted for the second time; 8% compensation
Traffic accident protection
1) Aircraft accident protection:
The maximum insured amount is 1 million (I need to pay 1% of the fare or more than 8% of the tour fare by swiping my card)
(No matter whether I pay by swiping my card or paying for tickets online)
2) Train, ship and rail traffic accidents: the maximum insured amount is 2.
If you need to know the specific functions and services of each credit card, please visit Ping An Credit Card official website.
Ping An Bank's credit card application method is as follows:
1. Download the Pocket Banking APP and the credit card interface, click More-Card Service-Online Card Application, and fill in the information application through this interface;
2. Click to log on to the credit card website; Click Ping An One-Account Credit Card Online Banking to enter the credit card online banking interface, and select Credit Card Application-Credit Card Application.
3. bank branch application.
what is the specific protection for handling the accident insurance provided by Ping An Bank's credit card?
1. Accidental injury
The main protection responsibility of accident insurance is accidental injury. If the insured suffers accidental injury during the insurance period, resulting in death/disability, the insurance company will pay the corresponding accidental death/disability insurance money in one lump sum.
Generally, death pays 1% of the basic insurance amount, while the proportion of disability compensation depends on the disability level, as follows:
As you can see, disability I * * * is divided into ten levels, and insurance companies pay 1%-1% of the insurance amount for 1-1 levels of disability respectively.
2. Accidental medical care
Most accident insurance in the market will include the responsibility of accidental medical care, because the insured person is likely to need hospitalization for accidental injury.
however, accidental medical treatment can usually provide consumers with the same amount of insurance as small medical insurance to reimburse the medical expenses caused by accidental injury.
in addition to accidental injuries and accidental medical care, many accident insurances can also provide consumers with specific traffic accidents and sudden death protection, which is more comprehensive.
further reading: what scope does accident insurance cover?
content of credit card insurance for Ping An car owners
Ping An car owners' cards are divided into gold cards and platinum cards. The insurance coverage of the gold card for Ping An car owners' cards is that the cardholder can get up to 1.1 million yuan of accident protection for the whole car from the day after the first swipe. The accident protection of 1.1 million yuan for the whole vehicle includes:
1, the accident protection of the driver with a maximum of 5, yuan
2, the accident protection of the same vehicle with a maximum of 1, yuan/person (6 people)
3, the accident medical protection of all personnel in the vehicle with a maximum of 4, yuan/person
The insurance coverage of the Platinum Card of Ping An Owner's Card is that the cardholder can get a maximum of 2, yuan from the day after the first swipe. The accident protection of 2.2 million yuan specifically includes:
1, the accident protection of the driver with a maximum of 1 million yuan
2, the accident protection of the passengers in the same car with a maximum of 2, yuan/person (6 people)
3, the accident medical protection of all the passengers in the car with a maximum of 4, yuan/person
It is worth noting that the accident protection of the whole car is limited to the car driven by the cardholder himself, and the insurance coverage ratio is the same as that of the car.
ping an bank's CreditCard is the first credit card product specially designed by Shenzhen ping an bank for private car owners.
Ping An Bank's owner's credit card has comprehensive driving protection, thoughtful rescue protection, powerful card loss protection, and double points for refueling.
Card Features
As a bank credit card business under China Ping An Insurance Group, this card not only inherits the powerful account security system with Ping An Credit Card as the core "72 hours before loss reporting".
Ping An Bank owner's credit card can provide more services for car owners in many aspects, such as insurance claims, on-site rescue, etc. With the increase of people's private cars, more and more banks begin to provide more financial services to car owners, and Ping An Bank owner's credit card is a typical one.
Ping An Bank's owners' credit card offers more benefits for the automobile industry. For example, owners can enjoy certain benefits when they refuel, which is also a big expense.
Like other credit cards, Ping An Bank Owner's Credit Card can also provide services such as cash advance and consumption in advance, and the repayment method will be more flexible and convenient, not only through Ping An Bank Owner's Credit Card outlets and bank outlets, but also through other bank transfers, Alipay transfers and other repayment methods. These multifunctional methods enable car owners to enjoy more convenience in their life and work while enjoying the driving pleasure of their cars.
application conditions
any natural person who has reached the age of 2, has full capacity for civil conduct, has a stable and legal source of income, and has a good reputation, can apply to the card issuer for a personal credit card master card with his valid identity certificate and other documents required by the card issuer.
the main cardholder of personal card can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall be fully liable for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.
What happened to the accident insurance given by Ping An Credit Card
Different types of credit cards in Ping An Bank will give different insurance benefits, and the items covered are different, such as traffic accident insurance, aviation accident insurance, online consumption theft insurance, etc., which are subject to the insurance benefit rules actually given by the cards. You can log in to Ping An Pocket Bank APP- Credit Card-More-My Benefits to check your insurance coverage and understand the insurance details.
if you have any questions, you can click on the link below to select the online customer service icon-credit card in the upper right corner of the homepage or follow Ping An Bank's credit card WeChat WeChat official account (paxyk95511) for consultation.
Response time: March 31, 221. Please refer to the latest business changes announced by Ping An Bank in official website.
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So much for the introduction of Ping An credit card accident insurance.