You cannot apply for a credit card if it is not your ID card.

Under normal circumstances, you cannot use other people’s ID cards to do any business, including credit cards. Businesses that require ID cards to be handled generally require verification of the ID card, and the salesperson who is required to handle the business in person is responsible for verifying the ID card.

The application conditions for applying for a credit card are as follows:

1. Whether it meets the bank’s requirements for issuing a credit card;

2. Be between 18 and 65 years old;

3. Have a stable career and income;

4. Have good credit and the ability to pay interest on time;

5. Have a complete civil A natural person with capacity to act.

The credit card application process is as follows:

1. Go to the bank branch where the credit card is processed, or find the staff of the local bank's credit card center and fill out the credit card application form. The content of the application form generally includes the name of the applicant, basic information, financial status or source of income, guarantor and his basic information, etc.;

2. Submit certain copies of certificates and certificates to the card issuing bank. ;

3. After filling in the application form truthfully, you must submit relevant credit certificates together with the completed application form;

4. The application form is accompanied by a credit card information. For the contract, the applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must have his or her signature;

5. Credit card application process Basically completed, waiting for credit card to be issued.

To sum up, applying for a credit card must be done in person, and you cannot impersonate someone else’s ID card. To apply for a credit card, you need copies of the applicant's ID card, household register, and original marriage status certificate; the applicant's work certificate, income certificate, and bank statements; and other property certificates of the applicant.

Legal basis:

Article 12 of the "Interim Measures for the Administration of Personal Loans"

The lender shall require the borrower to submit a personal loan application in writing and Borrowers are required to provide relevant information that proves they meet the loan conditions.

Article 13

After accepting the borrower’s loan application, the lender shall perform due diligence responsibilities and verify the authenticity, accuracy and completeness of the personal loan application content and related circumstances. Conduct investigation and verification and form investigation and evaluation opinions.

Article 17 of the "Resident Identity Card Law of the People's Republic of China"

Anyone who commits any of the following acts shall be fined not less than RMB 200 but not more than RMB 1,000 by the public security organ. A fine, or a detention of not more than ten days, and any illegal gains shall be confiscated:

(1) Anyone who falsely uses another person’s resident identity card or uses a fraudulently obtained resident identity card;

(2) Buying, selling, or using forged or altered resident identity cards.

Forged or altered resident identity cards and fraudulently obtained resident identity cards shall be confiscated by the public security organs.

Article 18

Anyone who forges or alters a resident identity card shall be held criminally responsible in accordance with the law.

Anyone who commits any of the acts listed in Articles 16 and 17 of this Law and engages in criminal activities shall be held criminally responsible in accordance with the law.