China Merchants Bank Credit Card will send intelligent interactive text messages based on the card usage of credit card customers to remind customers whether they need to increase the temporary limit. If the customer agrees to increase the limit, they will reply "TLEY" within the specified time. China Merchants Bank will send a confirmation text message to inform you of the adjusted limit, validity period and other information. If the user does not agree with the adjustment amount, it does not need to be ignored. If you do not receive the smart text message sent by the bank, you cannot apply for a temporary limit through text message.

To apply for a credit card to increase the temporary limit, the more convenient way is:

Telephone application: You can follow the prompt tone, or you can directly contact the manual customer service;

Online banking Apply on.

Use the card frequently and make as many purchases as possible, at least 10 transactions per month on average.

Consume as much as possible each time, and use more than half of the limit every month; the consumer merchants are complete, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism, entertainment venues, etc.

The less online shopping, Alipay transactions and cash withdrawals, the easier it will be to apply for a limit increase; the less large purchases such as buying a house or a car, the easier it will be to increase the limit; at the same time, keep good records and persist for 4-6 months You can apply for a quota increase, and the success rate is relatively high.