You need to activate it before buying a car. \x0d\ credit card loan car purchase procedures \x0d\ 1. After choosing the car you want to buy, you need to go to the bank to fill out the application form for automobile consumption loan, the credit status questionnaire, and provide personal income proof; \x0d\ 2。 After the application is completed, it is time for the bank to investigate and approve before lending. If you meet the requirements of bank loan, the bank will inform you to fill in some forms according to the contact information you provide; \x0d\ 3。 The bank informs the lender to sign a loan contract, a guarantee contract and a mortgage contract with the borrower, and at the same time goes through mortgage registration, insurance and other procedures; \x0d\ 4。 The bank issues loans to the borrower (directly to the bank account of the car dealer); \x0d\ 5。 The borrower pays the down payment to the car dealer, and handles the car pick-up formalities according to the bank car pick-up slip and other documents.