1. It is illegal to use credit card to launder money. Under normal circumstances, the income from the above-mentioned crimes and the income generated by them will be confiscated, and they will be sentenced to fixed-term imprisonment of not more than five years or criminal detention, with or without a fine; If the circumstances of the parties are serious, they shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years and fined.

2. Legal basis: Article 191 of the Criminal Law of the People's Republic of China

The crime of money laundering covers up and conceals the income from drug crimes, organized crimes of underworld nature, crimes of terrorist activities, crimes of smuggling, crimes of corruption and bribery, crimes of disrupting financial management order and crimes of financial fraud, and the source and nature of the income generated. If one of the following acts is committed, the income from the above crimes and the income generated therefrom shall be confiscated. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years and fined:

(1) providing a capital account;

(2) converting property into cash, financial bills or securities;

(3) transferring funds by transfer or other payment and settlement methods;

(4) transferring assets across borders;

(5) concealing or concealing the source and nature of criminal gains and their proceeds by other means.

if a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.

II. What is the constitution of the crime of money laundering

The constitution of the crime of money laundering is as follows:

1. The subject of the act can be either a natural person or a unit;

2. The object of money laundering crime is the income of the upstream crime and the income generated by it;

3. The form of liability is intentional (including indirect intentional). The actor knows that his behavior will cover up and conceal the source and nature of other people's criminal gains and their benefits, and hopes or allows this result to happen.