As long as the user's current credit card status is normal, and each repayment is on time and meets the conditions for unblocking, the limit can generally be lifted. Of course, it does not rule out that the limit cannot be lifted, and only a new credit card can be used.
Users can try to handle large installment business, and then find customer service personnel to apply for unsealing, so there is a certain probability to lift the limit.
Apply for a loan from CITIC Bank. If it is a credit consumption loan, the system will show that it is being approved. Generally, the approval results will be issued within three to five days. If approved, the loan funds will be released immediately, and the lending speed will not be very slow, often in two or three days. Maybe not more than a week before and after. If it is efficient, it may be that the loan will be received on the day when the approval is completed.
Extended data;
First, if you APPly for a loan from CITIC Bank through the mobile banking app, you can directly enter the mobile banking app to prepay. When users apply for loans offline, they need to submit an application for prepayment. After the approval of CITIC Bank, the user will deposit the repayment funds into the bank card. At the specified time, CITIC Bank will initiate the deduction, so that even if the user repays in advance successfully.
In short, CITIC Bank loans support early repayment, but different application channels will lead to different ways of early repayment.
Second, CITIC's credit card is overdue, so it is more useful to go to the nearest bank outlet to consult the credit manager. Of course, if users want to negotiate successfully, they must have certain special reasons, such as sudden unemployment, sudden illness, natural disasters and so on. So that they can negotiate successfully. Users are often overdue, or the repayment ability is insufficient due to high debt ratio, so it is difficult to negotiate successfully.
Users can call the customer service hotline directly, and manual customer service can only accept users' applications and can't reply directly to users, so it is the best practice to negotiate directly at outlets.
Third, matters needing attention
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.
CITIC Bank credit card is one of them, but there are several problems to pay attention to when using CITIC Bank credit card.
First of all, we should develop good consumption habits and not brush off all credit lines without restraint. Credit cards are used because on some occasions, when cash and bank cards cannot be paid normally, CITIC Bank's credit cards have a certain amount, and the amount of ordinary quality customers will be higher accordingly.