1. When applying for a credit card, check "Repay according to the minimum repayment amount". After issuing the card, no matter how much the credit card is spent, it will be repaid automatically in installments every month, according to the minimum repayment amount.
2. Apply for a credit card with installment function. After the card is issued, it will be automatically divided into monthly installments and repaid according to the minimum repayment amount. This staging cannot cancel the staging function. As long as the credit card is not cancelled, the installment function will always exist.
3. For the installment handled by telephone, online banking, mobile banking and WeChat, before the installment expires, only the principal applied for installment is installment every month, and the installment amount and handling fee spread equally every month are included in the minimum repayment amount of the bill. If the installment fee is charged at one time, the installment fee amount will be included in the minimum repayment amount of the current bill.
1 3 installment can be cancelled, but before canceling installment, you must call the credit card center to apply for early repayment. After the application is successful, all arrears (including unpaid installment principal and service fees) will be paid off before the final repayment date of the current bill, and the installment service fees received and not received will not be refunded or given priority.