Current location - Trademark Inquiry Complete Network - Overdue credit card - Hello everyone; I would like to ask a question about credit cards; my credit card is from China Merchants Bank; the billing date is the 10th and the repayment date is the 28th;
Hello everyone; I would like to ask a question about credit cards; my credit card is from China Merchants Bank; the billing date is the 10th and the repayment date is the 28th;

Hello, transactions before the billing date will be billed on the 10th of each month, and repayments will be made before the 28th of the month. For transactions after the billing date, the bill will be issued on the 10th of the second month, and the payment will be made before the 28th of the month when the bill is issued.

For example, for a transaction on December 6th, the bill will be issued on December 10th and the payment must be made before December 28th. For transactions on December 15th, the bill will be issued on January 10th and the payment must be made before January 28th.

At the same time, we remind you that there are handling fees and interest for cash advance (cash withdrawal). Handling fee: The handling fee for domestic RMB cash advances is 1% of the amount of each cash advance. The minimum charge is RMB 10 per transaction. The handling fee for overseas (including Hong Kong, Macao and Taiwan) cash advances is 3% of the amount of each cash advance. To calculate the handling fee, the minimum charge is RMB 30 or US$3 per transaction; Interest: Cash advance transactions do not enjoy the interest-free repayment treatment. Interest will be charged at a daily interest rate of 5/10,000 from the transaction date to the repayment date. Compound interest is calculated monthly.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=B&logincmu=0. Thank you for your attention and support!