What platform loan is 1% approved? The pass rate of these three loan platforms is very high!

At present, the national supervision of the credit market is getting stronger and stronger, and many small loan products require higher and higher qualifications for users. For some users whose personal credit information is not very good, they want to find a loan platform with higher pass rate to apply for loans. What platform loan is 1% passed? The pass rate of these four loan platforms is very high!

what platform loan is 1% approved?

Nine times out of ten, the small loan products that can promise "1% approval" in the market are informal loan platforms. This kind of loan platform does not hold the consumer finance license of China Banking and Insurance Regulatory Commission method, which has the characteristics of high loan interest rate and short loan period. It is not recommended to apply. Let's learn about three kinds of small loan software with fast payment and loose review!

1. 36 Revolving Spirit

36 Revolving Spirit is an unsecured pure online consumer credit platform for 36 subjects. Users who want to apply for a loan on 36 Revolving Spirit need to be at least 24 years old. The application process of 36 Turnaround Spirit is relatively strict, which requires various processes such as face recognition and ID card authentication. However, 36 Turnaround Spirit is not strict with the user's personal qualifications, and it is extremely fast.

2. Bank-to-Bank Easy Loan

Bank-to-Bank Easy Loan is a licensed credit platform in China. The maximum loan amount users can apply for is 3, yuan, and the longest loan period is 12 months. The bank's easy loan lending speed is very fast, and the approval of lending can be completed in one minute at the earliest. The minimum daily interest rate of Bank of China Easy Loan is that users in remote areas are not allowed to apply for it for the time being.

3. Yunxing

Among many licensed organizations, Yunxing has very low requirements for users' qualifications, almost zero threshold. Users who have reached the age of 22 can try to apply for Yunxing. The maximum loan amount that Yunhang can apply for is 2, yuan, and the comprehensive annual interest rate is 18%, which can be used nationwide.

The above is the sharing of the related content of "What platform loan is 1% passed", hoping to help everyone!

platforms with low barriers like installment music

Other platforms include: borrowing money, JD.COM IOUs, voluntary payment, micro-loans, and rich flowers.

1. Borrowing: Borrowing is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan amounts. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is .45%, which can be repaid with the loan. On January 9, 218, or due to excessive leverage and violation of relevant regulatory regulations of the central bank, some user accounts were actively closed to control the loan balance.

2. JD.COM White Bar: JD.COM White Bar is an Internet consumer finance product, which refers to a brand-new payment method of "consumption first, payment later" introduced by JD.COM. When you use white bars to make payment on JD.COM website, you can enjoy a deferred payment period of up to 3 days or a payment method of up to 24 installments. It is the first Internet consumer finance product in the industry. Since then, the "White Strip" has also opened up O2O (JD.COM Arrives Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

3. discretionary payment: discretionary payment is a small consumer loan product launched by Suning Consumer Finance Co., Ltd., which provides consumers with consumer financial services such as no mortgage, no guarantee, down payment, low interest, first payment, 3-day interest-free, and innovatively practices the full-scenario O2O consumer finance model.

4. Micro-loan: Micro-loan is the first online micro-credit revolving consumer loan product launched by Internet bank Weizhong Bank in China for WeChat users and mobile QQ users. It was launched on mobile QQ in May 215 and on WeChat in September. The "micro-loan" adopts the user invitation system. At present, the invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and the "WeChat wallet" of WeChat, and can get a loan amount of up to 3, yuan.

5. Money Flower: Money Flower is a credit service brand of Xiaoman Finance (formerly known as Baidu Finance, renamed in June 218). Its original name is Baidu Money Flower, and its positioning is to provide personal consumer credit services for the public and create an innovative consumer credit model. Baidu artificial intelligence and big data risk control technology are used to provide users with convenient, fast and secure internet credit services, which have the characteristics of simple application, fast approval, high quota, fast lending and strong security.

selection of practical mobile loan software

Android version:

Huimin Yiyin app has rich practical experience in internet finance and is committed to making inclusive finance benefit every ordinary people.

product features

low threshold, high expected annualized expected return: 1 yuan has invested in

rich wealth management products, extremely exclusive services

advantageous projects, and it is true and reliable

immediate loan

a mobile phone loan artifact created by immediate finance.

product features

fast approval, fast loan, efficient approval and lightning loan;

The application is convenient, the process is simple, and there is no need to queue up or fill out lengthy forms;

guarantee mortgage down payment, no pressure;

low threshold, low expected annualized interest rate, easy consumption, buy if you want.

fast loan

low threshold, simple and fast loan, and the fastest payment is 3 hours.

product features

Low threshold: you can apply if you have a job;

fast loan release: 3 hours at the earliest;

Less materials: Big data automatically analyzes the public records of Internet behaviors, etc., without proof of assets and income;

credit loan: pure credit loan without mortgage or guarantee;

Free application: no charge for unsuccessful application;

convenient repayment: the bank card will be automatically linked to repayment.

IOS version:

jewelry loan

a mobile phone loan app for the jewelry industry, which is specially provided for ios mobile phone users.

product characteristics

product characteristics investment and financial management are expected to have a high annualized expected return.

Lend money anytime, anywhere

Lending Bao

A lending mobile phone app created by Jiuding Holdings, a top private equity institution in China, is specially designed for ios mobile phone users.

product features

One-click loan can be achieved quickly

Free lending, safe investment

Earning spreads, starting from scratch

Cowboy

The software is very good and practical.

product features

provide credit loans of 2, to 3,;

building a credit social system for college students;

provide financial support for college students with dreams.

what loan software can be used without binding the bank card? The interest rate is relatively low, and it can be borrowed for 24 months

1. Flash-pad money for urgent delivery

This loan software is suitable for students, office workers and self-employed, and it is easy to apply for loans without a credit card. The amount generally ranges from 5 to 5, yuan, and sesame credit needs to be authorized.

Second, follow-up loan

Follow-up loan is a product jointly launched by Shanghai 2345 Hilong Finance and Bank of China Consumer Finance, which does not require a credit card. You can borrow with your ID card, with a maximum amount of 5, yuan. You can APPly for a loan just by downloading the random loan app, and you can get the cash in 2 minutes and directly lend it to the bound bank card.

Third, lightning small loans

Lightning small loans have a low threshold, only personal information needs to be filled in, and loans can be received in a few hours. The general loan amount ranges from 1 million to 5, yuan, with low monthly interest and flexible term. It can be said that 3 minutes of evaluation and 2 hours of lending.

Fourth, hunting white stripes on horses

Hunting white stripes on horses is a small fast loan software. With an ID card, you can borrow money without a credit card for one hour. You can apply for a loan quickly by downloading the Hunting Horse White Strip APP, and the review time is short.

V. borrow money to spend

borrow money to spend provides short-term, small-amount lending services to borrowers. When a borrower submits a loan application through borrow money to spend APP, the system will conduct real-time credit verification, and the loan can be released quickly after verification. Provide a loan amount of RMB 2-5288 for 1-3 months.

VI. How to treat online loans correctly

① Don't trust loan advertisements easily

Some fake and inferior advertisements on peer-to-peer lending platforms entice college students to register and take out loans, saying that they can help students solve their basic difficulties in study and life at school. In fact, such inducement of loans and improvement of credit line can easily lead students to fall into the trap of "serial loans", so don't believe such advertisements.

② Establish a correct consumption view

We should fully understand the hidden dangers and risks of bad online lending, enhance the awareness of financial risk prevention, establish a rational and scientific consumption view, cultivate the excellent quality of being hard-working, simple and thrifty, actively learn the knowledge of finance and network security, and stay away from bad online lending behavior. Don't covet temporary vanity and get yourself into debt. Do what you can.

③ Raise awareness of self-protection

Protect your personal identity information, never lend your personal identity information to others for loans or shopping, and when your information is used by criminals, you should report it to the police in time. If there is a threat of violent dunning, you should call the police in time and learn to protect yourself by proper means or legal weapons.

It's convenient to borrow money from these five platforms in p>218!

After 218, many loan platforms have raised their application thresholds, which has brought great troubles to many people. Many people are asking what the platforms are for 218. Here are five good platforms for everyone.

can I apply for a better platform?

The so-called "good loan" actually refers to the lack of loan information, simple review process, fast loan speed, low requirements for credit reporting, etc., but most formal loan products can't meet these conditions, so there are certain risks in saying good loan platform. When applying, you must keep your eyes open and don't fall into the trap of illegal platform.

remember, if the platform advertising language has these characteristics, you should be vigilant.

Here are some formal loan products for everyone. Those with good qualifications can try them:

1. Wanda Pratt & Whitney Wan E loan: pure credit loan, no mortgage guarantee, and you can APPly by downloading Wanda Pratt & Whitney or Wan E loan app.

2. 58 Credit loan: It is suitable for office workers. After submitting a loan application, it can be received quickly, and it is possible to make the next payment on the same day.

3. BOC Consumer Wallet: It mainly provides pure credit loans and installment services. After authenticating personal information, you can apply quickly, and after waiting for the review, you can withdraw your cash to the account, and repay it on schedule every month.

4. Baidu has the money to spend full of easy loans: it supports prepayment, and there is no charge for prepayment, and the interest is calculated on a daily basis, which is very flexible.

5. JD.COM gold bars: monthly repayment is adopted, with daily interest, and the daily interest rate is between.

What software borrows money without looking at the credit information? The next loan is fast

1, and Rongyihua

The micro-shop Rongyihua is also a loan platform for lending money without looking at the credit information. It is a loan product owned by a regular licensed financial institution, and it is the same series of products as Anxinhua. The loan amount that can be applied for is 1,, and the service period is basically one month, which is also very easy to pass the next loan.

2. piggy bank loan

piggy bank loan is also easy to make the next payment without looking at the credit information, but the matching employer may check the credit information. It is a compliant loan-assisting product, and the threshold is relatively low. If the credit information is not good, you can try it. If you have the opportunity to make the next payment, the maximum amount is 2, yuan, and the next payment amount is generally less than 3, yuan. The system will examine and approve it in real time, and the loan will be released in 3 minutes at the earliest.

3. Easy installment

Easy installment is also a loan opening for the next installment without checking the credit information. The maximum loan amount provided by this opening is 2, yuan, and the service period is 3-12 installments. Applicants are required to be between 22 and 55 years old and be able to submit personal information such as ID card, mobile phone operator, contact person and bank card. There is no return call for the product, and the loan will be released on the same day as soon as it is approved.

4. Extreme wind installment

Extreme wind installment is an easy-to-pass loan platform without checking credit information. Applicants need to be between 22 and 55 years old and be able to submit personal information such as ID card, mobile phone operator, contact person and bank card. The loan amount is generally within 1, yuan, and the service period is 3-12 periods.

5. Extremely-financed loans

Extremely-financed loans also have a low credit threshold in 222. The maximum loan amount opened for this account is 3,, and the longest service period is 12 months. However, in fact, there are more loans around 5,, and there are tens of thousands of loans with better qualifications, and the withdrawal is also fast, which basically arrives on the same day.

so much for the introduction of threshold loan software.