1, cashing someone else's credit card is generally illegal; Cashing with someone else's credit card is not through formal channels, but through illegal means to withdraw the funds set in the credit line. It is illegal to cash out someone else's credit card.
2. Legal basis: Article 225th of the Criminal Law of People's Republic of China (PRC).
The crime of illegal business operation violates the provisions of the state and commits one of the following illegal business operations, disrupting the market order, and if the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also, or shall only, be fined not less than one time but not more than five times the illegal income; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than five years, and shall also be fined not less than one time but not more than five times for illegal gains or confiscation of property:
(a) without permission, the franchise, monopoly of goods or other goods restricted by laws and administrative regulations;
(2) buying and selling import and export licenses, import and export certificates of origin and other business licenses or approval documents stipulated by laws and administrative regulations;
(three) without the approval of the relevant competent departments of the state, illegally engaged in securities, futures, insurance business, or illegally engaged in fund payment and settlement business;
(four) other illegal business activities that seriously disrupt the market order.
2. What are the penalties for cashing out credit cards?
1, maliciously overdraw a credit card of more than 5,000 yuan, which constitutes the crime of credit card fraud as stipulated in the Criminal Law and is sentenced to fixed-term imprisonment of not more than 3 years;
2. Malicious overdraft of more than 50,000 yuan and less than 200,000 yuan is huge, and it is sentenced to fixed-term imprisonment of more than 5 years 10 years;
More than 320,000 yuan belongs to a huge amount, and the sentence is more than 10 years.