What level of card is UnionPay Gemini Guardian Credit Card?

It is a gold card.

In December 2002, China Merchants Bank officially issued the first international standard dual-currency credit card in China, ushering in a new era of credit card consumption for Chinese people. In response to the consumption needs of different groups, we have successively launched standard credit cards, high-end credit cards, special theme credit cards, fashion credit cards, cartoon fan credit cards, online social credit cards, online game credit cards, overseas travel credit cards and a variety of other credit cards. Business credit card.

How to activate the ICBC Credit Card Gemini

You can log in to the ICBC e-Life app, select "Finance" and follow the page prompts to activate it.

Warm reminder:

1. For online card application, once self-pickup is selected as the card collection method, the card must be activated simultaneously when receiving the card;

2 .For online card application, if you receive the card by mail and it is the first ICBC credit card, you need to bring the card and ID to any ICBC branch in the card-issuing area to complete the card activation.

(Answer time: August 12, 2019. In case of business changes, please refer to the actual situation.)

One of the ICBC Credit Card Gemini cards cannot be swiped

If it is another card in the set, ordinary domestic POS machines cannot swipe the card for transactions. This card is used overseas. Please call your bank’s credit card customer service for confirmation.

What is the general credit limit of the Cosmic Horoscope Credit Card Gemini?

It depends on personal qualifications.

When filling out the application form, there are several small details that affect the credit limit, such as whether you have a fixed phone number in this city and whether this number is registered in your own name or the name of a family member. Whether you are married, whether your mobile phone number has monthly rent, whether it is a registered residence in this city, etc. If the answer to the above is yes, the bank will greatly increase your credit evaluation accordingly. However, each condition is not absolute, but it is relatively easy to pass the qualification review and increase the initial consumption limit application, consumption credit and repayment credit. It is still the most important thing for banks.

Don’t forget to swipe your card anytime, anywhere. During the period of using the card, make a lot of purchases with the card. Try to choose stores with credit cards for food, clothing, housing and transportation. The more frequently you use it, the more stable your monthly consumption limit will be. Just change the original habit of cash consumption to credit card consumption. This shows your loyalty to the bank. The bank's information system will count the frequency and credit limit of your credit cards, and will automatically increase your credit limit in about half a year.

Maintain good credit by paying your bills on time. If you owe money, you must repay it, and only when you exchange it can you borrow money. Banks also strictly follow this ancient truth. If you don't change the loan on time and don't repay it, you will definitely have no credit. It's best to repay it in full instead of just the minimum payment. The recurring interest will make you unable to bear it.

Proactively apply to increase your credit limit. After half a year of normal use of your credit card, you can actively apply in writing or call the service to adjust your credit limit. The bank needs approval. Under normal circumstances, your credit limit will be increased to a certain extent after reviewing your consumption and credit records.

That’s it for the introduction of dual card credit cards.