Yes Credit card withdrawal not only charges a certain handling fee, but also pays corresponding interest, but some banks can enjoy interest-free treatment. For example, the domestic RMB withdrawal fee of ICBC credit card is 65438+ 0% of the withdrawal amount. The credit card withdrawal fee is charged when the customer starts to withdraw from the credit card. On the other hand, the interest on credit card withdrawal is calculated from the withdrawal date to the repayment date. The longer the term, the higher the interest, and there is no need to pay interest on the overpaid cash.

How to pay back the credit card withdrawal?

After the credit card is withdrawn, the withdrawal part will be fully included in the minimum repayment amount of the bill, so the customer only needs to wait for the bill to arrive and pay it off before the repayment date (the withdrawal part does not support the minimum repayment amount and installment repayment, otherwise it will be equivalent to not paying the minimum repayment amount of the current bill, which will cause overdue).

It should be noted that since the credit card withdrawal will no longer enjoy the interest-free period, interest will be charged at the rate of five ten thousandths per day from the date of withdrawal, so the customer will not only repay the principal, but also pay the corresponding interest.