1, China Merchants Bank Youth Card. This is the first choice for young people at the entry level, and the threshold is relatively low. Users under the age of 30 who have a stable job income can submit applications. The first withdrawal every month is free, which is very suitable for capital turnover. As long as you keep a good habit of using the card and handle the installment, the withdrawal speed is very fast.

2. Ping An Bank Owner Card. This credit card is tailored for car owners and users. It can provide users with a 28% discount on refueling, and return to 720 yuan in the first year of 60 years at the highest monthly cash return. You can also give 1 100000 yuan of vehicle accident insurance, free 30km road rescue and other services. Users can get a credit line of up to 50,000 yuan, and it is easier for car users to apply successfully. There is a rigid annual fee for 200 yuan every year, which will be charged when the card is opened in the first year, and the annual fee for the following year is exempted if the credit line is more than 30,000 yuan.