It is very common for young people to use credit cards now. Especially when funds are tight, it is common to use credit cards to solve urgent needs. However, the most taboo of using credit cards is frequent and large-scale consumption, which is easily mistaken by banks for cashing, so the cards are blocked. So, how much is a credit card as a large consumption? What do you need to pay attention to in large-scale credit card consumption?

How many credit cards are used to calculate large consumption?

Generally, when you open a credit card, you can know the amount of money you use, and you can use as much as you have. However, if you spend too much money at one time, it is considered as a large consumption. For example, if you spend 85% of the money in your card at one time, or spend all the money in your card at one time, these are all big purchases. There are also some credit cards that will have a bank phone call to remind you that the limit may be lowered after you spend a lot of money.

Matters needing attention in large credit card consumption

If you want to spend a lot of money with credit cards, then you should pay attention to some problems, although if you use credit cards frequently, good credit will increase the amount. However, we must pay attention to the consistency with our usual consumption trajectory. If you say that your usual consumption is between a few hundred yuan, but you spend tens of thousands of yuan at once, and then pay it back like this and brush it again, it will attract the attention of the bank.

There is also a ban on bank cashing, especially cashing with pos machines, and the number of times will be monitored. So everyone should pay attention. This credit card bank allows people to spend a lot, but it must be normal consumption, so as not to have an impact.