1. Good credit record: applicants need to have a good credit record, without overdue repayment or other bad credit records.
2. Financial ability: Applicants need to provide sufficient proof of income to prove their ability to repay credit card bills. Usually, the applicant's annual income needs to reach a certain standard, and the specific amount may vary according to the region, bank policy and card level.
3. Job stability: Applicants need to have a stable job and have worked in the current unit for a certain period of time. This helps the bank to evaluate the income stability and repayment ability of the applicant.
4. Proof of assets: The applicant may need to provide certain proof of assets, such as real estate and cars, to prove his economic strength.
5. Credit card usage record: If the applicant already holds another bank's credit card and has a good usage record, it will help to improve the success rate of applying for CITIC Bank Visa Unlimited Card.
It should be noted that the specific application conditions may be adjusted due to time, region and banking policy. When handling credit cards, it is recommended to consult the customer service staff of CITIC Bank in detail or go to the nearby CITIC Bank business outlets for consultation. At the same time, applicants need to reasonably choose the level and amount of credit cards according to their financial situation and repayment ability to avoid excessive consumption.