51 Credit Card Manager is a financial management software that can help users manage all credit cards they handle, so that users do not miss any repayment time and avoid credit problems. At the same time, it also supports users in Check personal credit information on the software. Many friends want to know how to check personal credit report. The editor will explain it to you in detail below.

How to check credit report in 51 Credit Card Manager

Share the query method:

Open 51 Credit Card Manager, click on the credit report in the service, and then enter your name After completing the account registration with your ID number, you can check your credit record.

In fact, you can query by entering the email address and password of the electronic bill on the automatic import page and refreshing it.

But that only checks the overdue repayment record in the credit card statement you imported, not the actual credit record!

51 How to eliminate bad credit records with Credit Card Manager

Nowadays, Alipay, 51 Credit Card Manager and other software can repay credit cards. If the cardholder uses these third-party software to repay the credit card, but due to the slow response of such software, the repayment amount is not received on time, then the responsibility must be the third party. . For bad credit records caused by this situation, the cardholder can negotiate with a third-party agency and ask for a certificate, and then go to the bank to apply to eliminate the bad credit record.

Banks’ views on credit record inquiries on third-party platforms

This feature seems very attractive. But is this credit record really valid? Information from the official website of the Credit Information Center of the People's Bank of China shows that there are currently two inquiry methods supported for credit record inquiries:

One is more than 2,100 nationwide All branches of the People's Bank of China can make on-site inquiries;

Secondly, at the end of May this year, 18 provinces (municipalities and autonomous regions) including Beijing have been included in the pilot, and you can go to the service platform of the official website of the Credit Information Center Query.

Currently, the Credit Reference Center does not have any third-party inquiry methods such as mobile software. A staff member of the Credit Information Center of the People's Bank of China said that there are inevitably risks in making inquiries on third-party platforms and it is not recommended for users to use them.