State-owned banks
1. China Construction Bank CCB’s online loan business is a quick loan series product, which is considered a relatively well-known bank online loan. Kuaidai Yi*** includes five products: Kuai e-loan, Rong e-loan, pledge loan, car e-loan, and Wo e-loan. The loan targets are customers who have handled business with China Construction Bank, so you must at least have deposited money with CCB. Only then can you apply.
2. Industrial and Commercial Bank of China, known as the “first bank in the universe”, naturally has online lending channels. You can make online loans through online banking and mobile banking, including products such as financial services. e-loans, personal credit loans, online loans, etc.
3. China Merchants Bank: You can also apply through online banking and mobile banking. China Merchants Bank also has its own online loan product "Flash Loan". Just by looking at the name, you can tell that the speed of disbursement of flash loans must be very fast. The official website says that it takes 5-10 minutes to review, and if approved, the funds will be deposited in seconds.
Private banks
1. Ping An Bank Ping An Bank provides many products, including small loans, quick loans, credit loans, mortgage loans and other types. As long as you If your credit is good enough, no matter what financial problem you have, you can basically solve it here. There is nothing to say about the loan speed, but the interest rate will be slightly higher than other banks.
2. WeBank Everyone should know that WeBank is an Internet bank under Tencent. Weilidai is WeBank. In addition, there are products such as Weiyedai and Weikedai. Individuals and businesses can apply. The quota is quite high and the review is very fast.
Online loan platform
1. Paipaidai Paipaidai is an online loan platform that is very popular among users. The loan application information is simple, the actual loan amount is high, and the repayment period is sufficient. It's long-term and the payment is fast. I really can't find any reason to reject it. Of course, don’t compare the interest rates with banks. In addition, you should also note that those under 21 years old are not allowed to apply.
2. Yirendai Yirendai loans have four major modes: provident fund mode, elite mode, speed mode, and life insurance mode, with a limit of up to 200,000. The latter three can only be applied for on the Yirendai APP. The payment speed is always fast, and the payment can be received in 30 minutes.
3. 51 Character Loan in 51 Character Loan depends entirely on your character. The higher the character value, the higher the amount. Isn’t this model very creative? The system will evaluate your character value based on your social value. Binding your salary card or credit card can improve your character value, as can completing character value tasks.
Comments: The above three types of online lending platforms all have the characteristics of self-service application, system review, and fast loan disbursement, but each has different advantages. State-owned banks offer higher quotas and have the lowest interest rates, but the application conditions are also the most stringent; private banks have more loan products than state-owned banks, with relatively higher interest rates and good quotas; online loan platforms have more loan options and are more flexible, but the fees Not low, in addition to interest there may also be a certain service fee.
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