The minimum repayment amount for a CCB credit card of 1,000 yuan is 50 yuan.
Details:
1. The minimum repayment amount refers to the minimum amount that cardholders need to repay every month to avoid overdue fees and late payment fees.
2. The minimum repayment amount calculation formula for CCB credit cards generally adopts a fixed ratio or a fixed amount, and the higher of the two is used as the minimum repayment amount.
3. Based on the common credit card minimum repayment calculation method, the minimum repayment of CCB credit card is generally 5 or 50 yuan of the total repayment amount (whichever is higher).
4. If the cardholder owes more than 1,000 yuan for the current period, the minimum repayment amount will be 5% of the arrears; if the current amount owed is less than 1,000 yuan, the minimum repayment amount will be 50 yuan. .
5. No matter what the minimum repayment amount is, it is recommended that users try to pay off all outstanding debts to avoid the accumulation of interest and the increase of debt.
Summary: The minimum repayment amount for a CCB credit card of 1,000 yuan is 50 yuan. Even if the current debt is less than 1,000 yuan, it will not be less than this amount. Cardholders should make repayments based on the actual arrears and try to repay in full to avoid an increase in interest charges.
Extended information: The setting of the minimum repayment amount is a regulation set by credit card institutions to facilitate cardholders to make repayments and ensure their own interests. It is designed to ensure that cardholders can repay on time and avoid late payment fees. It is also designed to allow cardholders to have flexible repayment methods and will not affect the normal use of credit cards due to repayment ability issues. However, the minimum repayment amount is only the minimum requirement for arrears and cannot completely solve the repayment problem. Therefore, it is recommended that cardholders try to repay in full to avoid incurring high interest charges.
Please note: The above answers are for reference only, and the specific terms and announcements of CCB credit cards shall prevail.