It is processed at bank branches and other places.

The specific application methods are as follows:

1. Bank official website: Card applicants can log in to the bank's official website, then find the credit card column on the homepage, click the card application icon, and fill in the personal information as prompted After receiving the information, you can apply for the card.

2. Mobile banking: Card applicants can download the bank’s mobile banking app and apply for a credit card on it. For example, in the ICBC mobile banking app, click "Favorites - Credit Cards - Apply for Credit Card" on the homepage and follow the prompts.

3. Bank outlets: Card applicants can bring their ID card and proof of financial resources to a nearby bank outlet, explain to the staff that they want to apply for a credit card, then fill in the credit card application form, and follow the prompts to submit the application information. Can.

A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.