If your score is above 700, you will have the opportunity to open an Alipay loan with a monthly interest of about 2,000 yuan to 10000 yuan, which can be repaid at any time. The repayment method is divided into equal principal and interest.
If you need a loan to borrow money, you can download the Money Spend APP. The application materials are simple, with the fastest approval in 30 seconds and the fastest loan in 3 minutes. It can be repaid in advance, and the loan can be recycled after repayment. It has the characteristics of simple application, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
The higher the sesame credit score, the more loans you can apply for. Generally, loans above 550 points are loan products on Alipay, loans in cooperation with Alipay and some online loans that need to look at sesame credit. However, sesame score is only one of the reference factors, and whether the application can be successful depends on comprehensive evaluation.
The following is a brief introduction to several loan openings that need to be seen:
1. It is easier to open a loan if the score of sesame is above 600, but the system will also evaluate whether it is qualified to open according to the borrower's use of Alipay. Users can increase the use frequency of Alipay and maintain good credit reporting. The higher the sesame score, the higher the credit line you can get.
2. Age 18, sesame score above 600 can apply for malt loan, and the overall pass rate is 80%.
3. Zhaolian Good Term Loan This loan service is to find the entrance of sesame credit in Alipay's sesame credit wallet. Click "Credit Life" to see the words Zhaolian Good Term Loan in the financial column. The loan amount is mostly1-30,000.
4. You can apply for a honeycomb wallet with a score of more than 550 points, which is more suitable for college students and office workers, but the loan amount is less than 5,000.
5. Anyi Huaan Yihua is a revolving credit loan product under Instant Consumer Finance, with a maximum loan of 50,000 yuan and a daily interest rate of 0.0483% and a minimum of 0.02%. The loan amount increases with the accumulation of credit records, so it is very important to repay on time. Besides sesame credit score, Anyihua has other requirements, such as good credit reporting, stable job and income source, and low debt ratio.