Is it easy to apply for an ETC credit card? It’s easy to apply if you have a car in your name

There are more and more car owners, and many car owners have also applied for ETC credit cards, mainly to facilitate high-speed travel. , it is very convenient especially during the peak period of expressway traffic during New Years and holidays. You can pass the expressway toll station without stopping and pass through the gate in seconds. So, is it easy to apply for an ETC credit card? Let’s take a look at the application requirements and procedures.

1. ETC credit card application conditions

1. Basic conditions for credit card application

1) Aged over 18 years old;

2 ) Have a stable job and income, and it is best to provide proof of employment or income;

3) Good personal credit.

2. You must have a car in your name, provide a vehicle driving license, and be able to drive to the card-issuing bank's business outlet.

2. ETC credit card installation process

After successfully applying for an ETC credit card, you need to activate the card and sign relevant documents at the issuing bank, such as the highway electronic toll entrustment deduction agreement, card issuance Application form for special business, ETC signing information confirmation form, etc.

As a special business provided by various banks, ETC credit cards are generally easier to apply for, and the timeliness of application depends on the bank's efficiency and the number of people applying for the card. Without any surprise, it will take one month. It can be done within.

Is it easy to get the Agricultural Bank of China ETC credit card? Meet these points and get the card easily!

Many banks have ETC credit cards, but the most popular one is the Agricultural Bank of China etc credit card. No matter which province you are in, you can basically find the corresponding etc credit card in your province. Now you can get free shipping when you apply for the card. OBU can also enjoy a 10% discount on national highway rates. Friends who have cars should apply for one now. So, is the Agricultural Bank of China ETC credit card easy to get? Let’s take a look at these points.

Application conditions for Agricultural Bank of China ETC credit card points

If you want to apply for Agricultural Bank of China ETC credit card, you must first meet the basic conditions for Agricultural Bank of China credit card application. Although Agricultural Bank of China is one of the four major state-owned banks, its basic application requirements are similar to those of other banks, and the application threshold is not very high. The main points are as follows:

1. Be 18 years or older and have full civil conduct Ability;

2. Personal credit is good, with no current overdue or serious bad credit record.

3. Have a stable job and income, and have a certain repayment ability.

Meeting the basic conditions is not enough. Whether you can apply for the card or not depends on the following points:

1. You must have a car, and the price of the naked car is more than 50,000, and the price is less than 5 seats. (Including) non-commercial vehicles and non-second-hand vehicles that are not more than 10 years old.

2. The original and copy of the vehicle owner’s valid ID and driving license must be provided;

3. The copy of the driving license needs to be a copy of the page stamped with an annual inspection.

The above is an introduction to "Is it easy to get the Agricultural Bank of China ETC credit card?" Under normal circumstances, it is easy to apply for this card. Friends who want to apply for the Agricultural Bank of China ETC credit card can check whether they meet the conditions. If they meet the conditions, they can apply with relevant application materials prepared. Here are suggestions It is best to go directly to the branch counter to apply for the card.

Is it easy to apply for Postal Bank ETC credit card? These conditions need to be met

Since the launch of Postal Bank etc. business, many people want to apply for a Postal Bank etc. credit card, but they are not clear about the conditions for applying for this type of credit card, so they come to ask: Postal Bank ETC Is it easy to apply for a credit card? Here we will introduce the matters related to the Postal Bank ETC credit card application.

Is it easy to apply for Postal Bank ETC credit card?

If you want to apply for a Postal Savings Bank etc. credit card, you first need to meet the card application conditions. The specific points are as follows:

1. Basic conditions: Aged over 18 years old and under 60 years old. ; Have a stable job and income, and have the ability to repay; have good personal credit, and no overdue records.

2. The applicant must have a car in his name. After all, etc. credit card is a credit card for car owners.

Where can I apply for Postal Bank etc credit card?

etc credit cards cannot be applied online or over the phone. You must go to a Postal Savings Bank branch in person to receive the application.

At the same time, the car owner needs to provide the original and copy of a valid ID and driving license. The copy of the driving license needs to be stamped with an annual inspection, as well as the income certificate stamped by the unit, and fill out an application at the counter. Just wait for the bank's review. Whether you can apply for a card depends on the applicant's qualifications.

Generally, applicants with higher income, more stable jobs, driving luxury cars, and better credit conditions will find it easier to apply for Postal Bank etc. credit cards. After placing your credit card, don’t forget to go to a designated postal outlet to pick up and install the ETC vehicle-mounted equipment for free. After activation, you can activate the etc function.

The above is the relevant introduction to "Is it easy to apply for Postal Bank ETC credit card?" In short, the Postal Bank ETC credit card is still easy to apply for, but the applicant’s credit conditions must pass the bank’s test in advance.

Is it easy to apply for ICBC etc credit card?

Operating environment: Redmi k20MIUI11.0.4 ICBC 6.1.0.9.2

It is easier to apply for ICBC etc credit card There are two main application methods, namely online application and over-the-counter application at ICBC branches. To apply online, you only need to download the ICBC e-Life APP, select the ETC function, and follow the prompts to apply online. To apply at the counter of a business outlet, car owners need to bring the original and copy of their ID card and driving license to apply, and they need to fill in a credit card application form. Many banks have launched etc credit cards. In order to attract customers, each major bank offers different discounts. The Industrial and Commercial Bank of China etc. even offers a 50% discount on expressway travel, attracting many friends who travel at high speeds for a long time.

1. ETC credit card is a functional credit card, which is issued by the bank for a single purpose and field. ETC, Electronic Toll Collection, is called an electronic non-stop toll collection system and is often used at high-speed toll stations. Banks such as Agricultural Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Guangfa Bank, and Bank of China have all issued this card. The functions are similar, but the discounts are different. Taking the Agricultural Bank of China ETC credit card as an example, the Agricultural Bank of China ETC car owner credit card can realize electronic payment at MTC parking channels and ETC non-parking channels on highways in connected provinces and cities across the country. This card adopts the "pass first, pay later" method. The toll is automatically deducted from the Agricultural Bank of China ETC credit card, and there is no need to deposit cash in advance. Holders of the Agricultural Bank of China ETC credit card can enjoy an exclusive discount of up to 10% off on highway tolls when traveling on highways in provinces and cities that have achieved national network connectivity.

2. Bank of China’s ETC does not need to be recharged, and free OBU equipment is provided. As long as the user holds a Bank of China ETC credit card, the tolls will be directly deducted from the credit card, and they can enjoy interest-free for up to 50 days, and a special discount of as low as 10% on highway tolls. CCB ETC car and truck owners can enjoy points-based discounts on oil changes, preferential car wash services, free roadside assistance, Sinopec’s 1% refueling discount, ETC and other functional benefits. Vehicles equipped with OBU electronic tags can realize non-stop toll collection in ETC lanes of national networked highways, and can enjoy a 50% discount on payment.

This is the end of the introduction to whether credit cards are easy to apply for etc.