1. Because this card is a joint-name card jointly launched by China CITIC Bank and Jingdong Finance, the credit line will be affected in two ways. The amount and amount of money spent in JD.COM is also one of the factors that affect the credit limit of JD.COM Xiaobaicao, or the data of JD.COM is definitely another factor.

2. When granting credit card overdraft limit, CITIC Bank will review the comprehensive ability, economic ability and repayment ability of the cardholder according to the personal data provided by the applicant, and then give the credit limit. In other words, the more detailed and comprehensive the information provided by the applicant to CITIC Bank, the higher the final credit overdraft limit will be.

Specifically, the amount of the card you apply for mainly depends on your assets. If you have a car and a house, the income certificate shows that your salary is high, or the employees of public institutions and state-owned enterprises are stable because of their jobs, then the amount will definitely not be low.

Two. Credit inquiry of CITIC IOUs co-branded card

When the card is sent to you, your card limit, bill and repayment date will be displayed on the information page on the card.

Three. Promotion quota of CITIC White Strip Co-branded Card

1. You can call the customer service hotline 40088-95558 of CITIC Bank at any time to apply for increasing the temporary credit line, and we will review it according to your credit history and card usage to meet your consumption needs as much as possible.

2. There are many credit cards and more consumption. Consumption in JD.COM will affect the increase of the quota. Remember to repay the loan in time and maintain a good credit record ~

You can pay by installments from time to time, but you have to pay some handling fees. This is a way to increase the amount of CITIC's credit card, but Cai Xiao thinks it will be faster if it is paid in installments in JD.COM.