Hello, if you are a credit card of our bank, if you are unable to apply for installment due to insufficient credit limit, it is suggested that the following methods can be adopted:

(1) Apply for raising the fixed credit limit;

(2) For the part with insufficient quota, the installment transaction is completed by depositing the corresponding amount of money (that is, overpayment installment); This needs to be applied manually.

(3) pay part of the money to the merchants in cash or other ways to reduce the amount of installment payment;

(4) Call to apply for bill installment after one-time payment, but the corresponding handling fee is required for bill installment. Whether the application is passed or not is subject to the comprehensive evaluation result of our bank.

if you have any questions, please add enterprise QQ customer service 4825555 or WeChat to add public account "China Merchants Bank Credit Card Center" for detailed consultation.