Question 1: What does it mean not to make agreed repayment? Agreed repayment is the automatic repayment service of a credit card. You can bind the bank's debit card for automatic repayment. If you bind the automatic repayment, you can repay in full. and minimum repayment options. If you have personal online banking, you can set up the agreed repayment business in the online banking. At that time, as long as the amount of the bound debit card is enough to repay the credit card, the bank will automatically deduct the money to repay.

Question 2: What does it mean if a credit card does not agree on repayment? (1) Function introduction

You can set up a credit card agreed repayment account in your name through online banking to realize automatic repayment of monthly credit card bills.

(2) Applicable objects

Senior personal online banking customers who hold CCB credit cards.

(3) Operation process

Step 1: Log in to online banking and select the "Credit Card Management" function under the "Credit Card" menu;

Step 2 : Select the "Agreed Repayment Account Maintenance" menu;

Step 3: Select the credit card account for which automatic repayment needs to be set, and click the "Agreed Repayment Account Maintenance" button;

Step 4: Click the "Settings" button to set the agreed repayment account and repayment ratio for the relevant currency of the credit card. The agreed repayment account can only be the current account of the contracted online bank, and the repayment ratio is divided into the minimum repayment There are two types of repayment and full repayment;

Step 5: Read and agree to the customer statement for agreed account repayment;

Step 6: Confirm the agreed repayment account information, And verify the online banking security tools;

Step 7: The credit card agreed repayment account is set up successfully.

(4) Featured advantages

1. Set up a credit card repayment account online through online banking, which saves time, effort, convenience and speed;

2. No need to worry about forgetting Make monthly credit card payments to reduce the burden on your memory.

Warm reminder: The answers to the above questions are based on the situation on the day the information is released. If there are any changes to the business thereafter, the latest information released shall prevail.

Question 3: What does it mean when a credit card does not have agreed repayment? Agreed repayment refers to binding the CCB savings account under my name as the automatic repayment account of the credit card. On the due date of repayment, Automatic deduction.

(1) Function introduction: Through online banking, you can set up a credit card agreed repayment account in your name to realize automatic repayment of monthly credit card bills.

(2) Applicable objects: Senior personal online banking customers who hold CCB credit cards.

(3) Operation process

1. Log in to online banking and select the "Credit Card Management" function under the "Credit Card" menu;

2. Select "Agreement" Repayment Account Maintenance" menu;

3. Select the credit card account for which automatic repayment needs to be set, and click the "Agreed Repayment Account Maintenance" button;

4. Click "Settings" button to set the agreed repayment account and repayment ratio for the relevant currency of the credit card. The agreed repayment account can only be the current account of the contracted online bank. The repayment ratio is divided into minimum repayment amount and full repayment. Two types;

5. Read and agree to the agreed account repayment customer statement;

6. Confirm the agreed repayment account information and verify the online banking security tools;

7. The credit card repayment account is set up successfully.

(4) Featured advantages

1. Online banking allows you to set up credit card repayment accounts online, which saves time, effort, convenience and speed;

2. Don’t worry about forgetting. Make monthly credit card payments to reduce the burden on your memory.

Note: Whether you want to bind an agreement depends on your personal needs. It is convenient to repay after binding. As long as you have enough money in the savings card, you don’t need to worry about repayment. If the deposit is not enough, the bank will notify you in time. And make a second deduction.

Question 4: What does the agreed repayment in China Construction Bank's credit card mean? The agreed repayment means that your credit card and your ordinary bank card or passbook (such as the one who pays wages or deducts water and electricity) will make automatic repayments. The binding of payment.

The money in the bound card will be automatically repaid to you on the day when the credit card is due to be repaid.

Question 5: What does “no agreement” mean in China Merchants Bank’s credit card repayment method? You can repay the minimum payment, or you can repay the full amount

Question 6: What does the agreed repayment of CCB credit card mean? The agreed repayment means that if you have a CCB savings card in your name, you can pay it with Bind the credit card, and then set whether to repay the full amount or the minimum every month, and it will automatically help you repay the money from the savings card to the credit card one day after the repayment date

Question 7: Should I choose to do it with a credit card? Agreed repayment or choose the minimum repayment Agreed repayment refers to binding the cardholder's personal savings card and automatically repaying the payment on the due date, in order to facilitate the cardholder's repayment. There is no need to choose.

If you pay the minimum payment every period, interest will be charged on the entire bill. Only when the full payment is due, the consumption portion will be interest-free.

Question 8: What is the agreed repayment relationship? The promised payment is a function of the credit card. When this happens, it must be that the credit card has been bound to a savings account, and the repayment will be automatically transferred on the due date. Only part of the payment is due to being bound. The balance in a certain savings account is not enough to pay off the current credit card consumption. The credit card binding repayment function can only be bound to a savings account under the same customer's name. In other words, the bound account must be your father's. . It may be that your dad has forgotten it. In this case, your dad can go to the bank counter with his ID card and credit card to check, and he can check the account number and binding date of the bound account.

Question 9: What does the credit card agreement for repayment mean? I don’t know the specific situation.

But generally speaking, there are different possibilities when a negative number appears on a credit card statement: the bank owes you or Your account has excess funds.

For example, if you owe the bank 3,700, but you then repay 3,800 before the bill is issued, then your required repayment for this month’s bill will be negative 100,

In other words, the amount on the account If you have money, you don’t need to pay it back.

Question 10: What does it mean to agree on repayment. . . Agreeing to repay means,

Agree on a time to repay,

When the agreed time comes,

the system will automatically deduct the money