Different people have different needs for Ping An Good Car Owners' credit cards, and there is no way to compare gold cards with platinum cards. Naturally, what meets your own needs is good. Moreover, the rights and interests of gold and platinum cards are different, and the charging standards are different. It depends on your own needs to compare the pros and cons, and then make a choice.
1, standard of annual credit card fee for safe and good car owners:
(1) gold card master card 300 yuan/year, new credit card users and members with good master bank or above are exempt from the annual fee in the first year, and members with consumption of 30,000 yuan or above in that year are exempt from the annual fee in the next year; Gold supplementary card: 150 yuan/year, the annual fee for the first year is exempted, and it is exempted in the following year if you spend six times in the current year.
(2) The main platinum card is 800 yuan/year, which needs to be charged in the first year and cannot be reduced. If the consumption in that year reaches 200,000, the annual fee for the next year is exempted; Platinum card supplementary card 480 yuan/year, the first card is free of annual fee within the validity period of the card, and the second card has no reduction policy.
2. Card product rights and interests:
① Platinum card: airport shuttle service in 66 yuan: activate airport shuttle service in 66 yuan six times a year in the following month, and make an appointment through "Pocket APP- Credit Card-My Rights-Airport shuttle service in 66 yuan". Ping An Insurance: Provide all-round travel protection, covering aviation, train and travel accident protection, with a maximum amount of 2 million platinum cards.
Refueling discount for Platinum Card of Ping An Good Car Owner: 88% discount on refueling, with the upper limit of 60 yuan/month. After 28% discount on refueling, customers who spend more than 6,000 yuan will get the opportunity to upgrade and cash back every month, up to 3 times a month, and return to 90 yuan at most every time in 30 yuan.
Monthly credit card reward: you can choose one of the following gifts for each task (task 1. Co-branded card consumption is full 1500 yuan; Task 2. A good car owner is to protect customers, and a good car owner is to tie the car.
1. Hungry? Monthly card 2. Drive once. 3. Telephone bill 4. Video members choose January card 4. Car wash coupon 5.
② Gold Card: Ping An Insurance: Provide all-round travel protection, covering aviation, train and travel accident protection. The maximum amount of gold card is 1 10,000 yuan.
Refueling discount for Ping An Good Car Owner Card: 88% discount on refueling, with the basic cash back amount of 60 yuan/month. After 88% discount on refueling, you can get an upgrade cashback opportunity for every 6,000 yuan spent every month, up to 2 times a month, and 20 yuan every time.
Monthly credit card reward: you can choose one of the following gifts for each task (task 1. Co-branded card consumption is full 1500 yuan; Task 2. A good car owner is to protect customers, and a good car owner is to tie the car.
1. Hungry? Monthly card 2. Drive once. 3. Telephone bill 4. Video members choose January card 4. Car wash coupon 5.
I often need to drive to work. I'm going to host a platinum card for the banking industry in Zhang Pingan. What are the rights and interests of Ping An Platinum Card holders?
Introduction to the functions and rights of Platinum Card of Ping An Bank owners;
1 and accident protection for 2.2 million vehicles.
After the first brush, you can enjoy 2.2 million vehicle accident insurance protection (cardholders must drive in person):
① Self-driving vehicles (non-operating vehicles with 7 seats or less) can enjoy the driver's accident insurance guarantee of up to RMB 6,543,800+0,000;
② Passengers in the same car can enjoy accident insurance protection of up to 200,000 yuan/person (up to 6 people);
③ At the same time, all personnel (including drivers) in the car can enjoy the medical insurance for driving accidents up to 4,000 yuan/person.
2.65,438+0 million yuan aviation accident protection (supplementary card sharing): When you pay 65,438+000% passenger air tickets (not limited to domestic and international flights, it refers to the face price) or 80% or more tour expenses (including air tickets) for me, you will get the maximum 65,438+0000 for the current flight.
Response time: July 20, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.
[Ping An Car Owner Loan] A car can be loaned up to 500,000 yuan.
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Annual fee of Platinum Credit Card of Ping An Bank Owner
Annual fee policy of Platinum Credit Card for Ping An owners: main card: RMB 800 yuan/year; Supplementary card: free of annual fee. When the main card is activated, the annual fee will be charged for the first year. If the annual consumption reaches 200,000 yuan (excluding supplementary card consumption), the annual fee for the next year will be exempted. You can log in to Pocket Bank APP- Credit Card-Card Introduction to find out.
Reply time: June 2020-1 1. Please refer to the latest business changes announced by Ping An Bank in official website.
How many types of Ping An credit cards are there?
Ping An's credit cards are mainly divided into four types: Golden Butler Co-branded Card, Owner's Credit Card, Insurance Gold Card and Platinum Credit Card.
1, Golden Butler Co-branded Card
Annual fee of quota: the quota is 3000 to 50000; The annual fee is 288 yuan, which is charged rigidly in the first year. If the consumption in the first year reaches 30,000 yuan, the annual fee will be exempted in the second year, and so on.
2. Owner's credit card
With this card, you can save 3800 yuan a year. On-board personnel security 165438+ 10,000, including 500,000 drivers' accident protection, 65438+ 10,000 people's seat insurance for the same car with less than 7 seats, and 4,000 medical accidents. 30 km road rescue, water supply and electricity supply. Trailer, change the tire.
3. Insurance Gold Card
With this card, you will have unexpected multiple guarantees. Travel guarantee: 654.38+00,000 aircraft. Trains, light rails, subways, ships and cars cost 50,000 yuan, and general accidental injuries cost 50,000 yuan. General accidental medical treatment is 5,000 yuan, 300 yuan is exempted, 80% is reimbursed for more than 300, and 30 yuan is subsidized for one day of hospitalization, with a maximum of 30 days each time, which does not exceed 180 days throughout the year.
4. Platinum Credit Card
It is an extraordinary pleasure to have this card. Aviation accident insurance100000, spouse 2.5 million, children100000. 2 million trains, light rail and subway, buses 1 10,000, self-driving cars 400,000, seat insurance 1 10,000.
Extended data
Application conditions:
All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer.
Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.