In response to what you said about the expiration of the official card.

Generally speaking. If the expiry date on the credit card has passed, it can no longer be activated and used.

You can reapply to the card issuing bank.

To solve this kind of situation, you can bring your ID card and bank card directly to the bank counter to change it. Or you can call the customer service hotline directly. Business cards belong to the credit card category. If it expires, you can call 4008200588 to transfer to manual service. You can ask the staff to change the card and mail a new card to you. It seems that the business card is free of card replacement fees. It is the only one of China Construction Bank that does not require annual fees, card replacement fees, loss reporting fees, and out-of-town withdrawal fees. For specific circumstances, you can directly consult the staff of CCB.