A good loan is as long as the information is complete.

1. Submit an application. The customer submits a written loan application to the bank and submits relevant information.

2. Sign the contract. After receiving the loan approval notice from the bank, the loan applicant must go to the lending bank to sign a loan contract and a guarantee contract, and handle notarization, mortgage registration, insurance and other related procedures as appropriate.

3. Open an account. Customers who choose the entrusted deduction method for repayment need to sign an entrusted deduction agreement with the bank and open a special savings passbook account or savings card or credit card account for repayment at the business outlet designated by the loan bank.

4. Draw down the loan. For loans approved by the lending bank, after completing the relevant procedures, the lending bank will directly transfer the loan to the borrower's deposit account opened with the lending bank in accordance with the loan contract.

5. Repay the loan on time. The borrower repays the principal and interest of the loan according to the repayment plan and repayment method stipulated in the loan contract.