U.S. dollar cash withdrawals from Bank of China credit cards require handling fees and can be withdrawn from counters and ATMs.
1. Cash withdrawal fee: 1% of the transaction amount of the domestic bank, the minimum for ATM cash withdrawal is RMB 8, the minimum for over-the-counter cash withdrawal is 10 yuan, other banks are limited to ATM machines, 1% of the transaction amount, the minimum is RMB 12 yuan.
1% of the overseas UnionPay transaction amount, the minimum is RMB 15, and the maximum interest-free period is 50 days.
2. Billing date: The monthly billing date is generated by the system and is fixed for each cardholder and cannot be changed.
3. Currency: RMB, RMB/USD, RMB/JPY, GBP, European credit card points activity.
Extended information
Credit card cash withdrawal methods:
1. Credit card cash withdrawals mainly include overdraft cash withdrawals and overdraft cash withdrawals. Overdraft cash withdrawals are supported by banks. Small cash loans provided by cardholders help cardholders flexibly deploy funds when they are in urgent need.
2. Overpayment cash withdrawal refers to the funds that credit card customers overpaid when repaying or the funds deposited in the credit card account. A certain amount of handling fees must be paid to withdraw the overpayment.
This amount can increase the available limit of the cardholder's credit card, or can be directly used for consumption repayment. If there is an overpayment on the credit card, the overpayment will be deducted first and then the credit limit. If the overpayment is greater than the consumption amount, there will be no overdraft.
3. Regarding the credit card cash withdrawal method, cardholders only need to log in to the bank's credit card online banking, select the cash advance function, and then follow the prompts. The cash borrowed from the credit card can be directly transferred to personal debit. Card account, the operation is relatively simple.
Telephone cash advance means calling the bank's credit card customer service hotline and following the voice prompts to transfer the cash advance into your personal debit card account.
Baidu Encyclopedia-Bank of China Credit Card Center