I can't get it back. According to relevant public information, if the credit card is overdue, the bank has the right to directly deduct the corresponding amount from the bank card you choose if you set up automatic repayment. Money may be deducted from expired credit cards. Generally speaking, penalty interest and interest will be deducted in the form of bills. After the deadline, the bank will notify the cardholder to repay by SMS, telephone, etc.