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Can I still apply for a credit card if my online loan is overdue?

You can apply for a credit card, but overdue online loans have a negative impact on your credit score, which may reduce your credit limit and increase the difficulty of credit card application. The specific instructions are as follows:

1. Overdue online loans will affect personal credit scores. Late payments will leave a record on your credit report, which will have a negative impact on your credit score.

2. Credit score is an important reference factor when applying for a credit card. Banks usually decide whether to approve a credit card application and the size of the credit limit based on an individual's credit score.

3. Late repayment may result in the rejection of credit card application. If an individual has a low credit score, banks may consider them a risk and deny the credit card application.

Summary: Although overdue online loans will have a negative impact on your credit score, you can still apply for a credit card. However, because your credit score is affected, it may make it more difficult to apply for a credit card or get a lower credit limit.

Extended information: The specific impact of overdue online loans on credit scores may vary depending on individual circumstances. At the same time, it is recommended to pay off overdue debts in a timely manner and maintain a good credit record to increase the success rate of applying for a credit card.